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CondominiumResidential
$597,421$636 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $600,000 on Jul 31, 2025

45 STENNER ST

SAN LUIS OBISPO, CA 93405
Building report
2
Beds
2
Baths
940 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
940 ft²
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$597K
$553K low$641K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$600,000 · Jul 31, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,320 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$600,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$385,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$215,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$390,593

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.20
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
75
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountySAN LUIS OBISPO
Lot (acres)The size of the land the home sits on, from county records.0.02
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
San Luis Obispo High SchoolA
High · Grades 9–12 · 1.1 mi
E
Bishop's Peak Elementary SchoolA
Elementary · Grades KG–6 · 1.3 mi
M
Laguna Middle SchoolA
Middle · Grades 7–8 · 2.8 mi

District: San Luis Coastal Unified School District

Neighborhood · ZIP 93405These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.300

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.30%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.36,038
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.304 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,692
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,034
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Stenner St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in San Luis Obispo 93405
  • Costs more per square foot than 71% of homes in San Luis Obispo County
  • Smaller than 94% of homes in San Luis Obispo 93405
  • Has a smaller lot than 98% of homes in San Luis Obispo County
  • Newer than 70% of homes in San Luis Obispo 93405

What homes are worth in San Luis Obispo 93405

Each bar is how many homes fall in that price range. The marker is this home.

This home
$481K$2.9M

This home is worth more than 7% of homes in San Luis Obispo 93405.

How it measures up in San Luis Obispo 93405

The dot is this home. The mark in the middle is the typical home in San Luis Obispo 93405.

Estimated value$597,421
CheaperTypical $1,094,601Pricier

Pricier than 7% of homes nearby

Price per ft²$636
CheaperTypical $670Pricier

Pricier than 41% of homes nearby

Living area940 ft²
SmallerTypical 1,573 ft²Bigger

Bigger than 6% of homes nearby

Lot size940 ft²
SmallerTypical 0.15 acBigger

Bigger than 3% of homes nearby

Year built1985
OlderTypical 1973Newer

Newer than 70% of homes nearby

How 45 Stenner St ranks against every home in each area.
MeasureThis homeSan Luis Obispo 93405San Luis Obispo County
Estimated valuepricier than$597,4217% of homes14% of homes
Price per ft²pricier than$63641% of homes71% of homes
Living areabigger than940 ft²6% of homes8% of homes
Lot sizebigger than940 ft²3% of homes2% of homes
Year builtnewer than198570% of homes51% of homes

About 45 Stenner St

How much is 45 Stenner St, San Luis Obispo, CA worth?

The TopHap Estimate for 45 Stenner St, San Luis Obispo, CA is $597,421 as of Sep 24, 2026. The likely range is $553,466 to $641,376. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Stenner St, San Luis Obispo, CA last sell?

45 Stenner St, San Luis Obispo, CA last sold on Jul 31, 2025 for $600,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 45 Stenner St, San Luis Obispo, CA?

45 Stenner St, San Luis Obispo, CA has 2 bedrooms, 2 bathrooms, 940 square feet of living space and a 0.02-acre lot.

When was 45 Stenner St, San Luis Obispo, CA built?

45 Stenner St, San Luis Obispo, CA was built in 1985, making it 41 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 45 Stenner St, San Luis Obispo, CA?

45 Stenner St, San Luis Obispo, CA is assigned to San Luis Obispo High School (high), rated A; Bishop's Peak Elementary School (elementary), rated A; Laguna Middle School (middle), rated A. All sit in San Luis Coastal Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Stenner St, San Luis Obispo, CA compare to other homes in San Luis Obispo 93405?

Among the 6,285 homes in San Luis Obispo 93405, it is worth more than 7% of them ($597,421 against a typical $1,094,601), its price per square foot is higher than 41% of them ($636 against a typical $670), it is bigger than 6% of them (940 ft² against a typical 1,573 ft²), its lot is bigger than 3% of them (940 ft² against a typical 0.15 ac) and it is newer than 70% of them (1985 against a typical 1973). Measured against all of San Luis Obispo County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Stenner St, San Luis Obispo, CA?

The 2025 property tax bill for 45 Stenner St, San Luis Obispo, CA was $4,320. The county assessed it at $600,000.

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