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Triplex (3 Units, Any Combination)Residential
Last sold for $318,000 on Jul 30, 2012

45 STEPHEN ST

STAMFORD, CT 06902
6
Beds
3
Baths
3,052 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1922
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
13
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$318,000 · Jul 30, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,344 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$474,260 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$166,730
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$307,530
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$474,260
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$331,982

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Triplex (3 Units, Any Combination)
CountyWESTERN CONNECTICUT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1950
Lot (acres)The size of the land the home sits on, from county records.0.11
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hart SchoolC
Elementary · Grades KG–5 · 0.3 mi
M
Cloonan SchoolC-
Middle · Grades 6–8 · 0.4 mi
H
Westhill High SchoolD+
High · Grades 9–12 · 2.8 mi

District: Stamford School District

Neighborhood · ZIP 06902These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.100

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.76,374
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,275 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,174
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,005
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Stephen St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 90% of homes in West Side
  • Has a smaller lot than 98% of homes in Western Connecticut County
  • Older than 91% of homes in Western Connecticut County

How it measures up in Stamford 06902

The dot is this home. The mark in the middle is the typical home in Stamford 06902.

Living area3,052 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.11 ac
SmallerTypical 0.2 acBigger

Bigger than 8% of homes nearby

Year built1922
OlderTypical 1962Newer

Newer than 11% of homes nearby

How 45 Stephen St ranks against every home in each area.
MeasureThis homeWest SideStamford 06902Western Connecticut County
Living areabigger than3,052 ft²90% of homes85% of homes78% of homes
Lot sizebigger than0.11 ac18% of homes8% of homes2% of homes
Year builtnewer than192215% of homes11% of homes9% of homes

About 45 Stephen St

When did 45 Stephen St, Stamford, CT last sell?

45 Stephen St, Stamford, CT last sold on Jul 30, 2012 for $318,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 45 Stephen St, Stamford, CT?

45 Stephen St, Stamford, CT has 6 bedrooms, 3 bathrooms, 3,052 square feet of living space and a 0.11-acre lot.

When was 45 Stephen St, Stamford, CT built?

45 Stephen St, Stamford, CT was built in 1922, making it 104 years old. The building has 3 stories.

What schools serve 45 Stephen St, Stamford, CT?

45 Stephen St, Stamford, CT is assigned to Hart School (elementary), rated C; Cloonan School (middle), rated C-; Westhill High School (high), rated D+. All sit in Stamford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Stephen St, Stamford, CT compare to other homes in Stamford 06902?

Among the 13,933 homes in Stamford 06902, it is bigger than 85% of them (3,052 ft² against a typical 1,624 ft²), its lot is bigger than 8% of them (0.11 ac against a typical 0.2 ac) and it is newer than 11% of them (1922 against a typical 1962). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Stephen St, Stamford, CT?

The 2025 property tax bill for 45 Stephen St, Stamford, CT was $11,344. The county assessed it at $474,260.

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