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Single Family ResidenceResidential
$1,761,607$525 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $1,025,000 on Apr 9, 2007

45 SUMMIT CT

RANCHO SANTA MARGARITA, CA 92688
4
Beds
3.5
Baths
3,358 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.8M
$1.7M low$1.8M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,025,000 · Apr 9, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,117 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,400,742 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$833,775
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$566,967
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,373,277

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
88
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
26
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
98
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyORANGE
Lot (acres)The size of the land the home sits on, from county records.0.15
HeatingThe type of heating system in the home.Gas
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Robinson Elementary SchoolB+
Elementary · Grades KG–6 · 0.7 mi
M
Rancho Santa Margarita Intermediate SchoolB+
Middle · Grades 7–8 · 0.9 mi
H
Mission Viejo High SchoolA+
High · Grades 9–12 · 6.4 mi

District: Saddleback Valley Unified School District

Neighborhood · ZIP 92688These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.250

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.42,614
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,998 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$142,746
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$162,432
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Summit Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Rancho Santa Margarita 92688
  • Costs less per square foot than 88% of homes in Rancho Santa Margarita 92688
  • Bigger than 98% of homes in Rancho Santa Margarita 92688
  • Has a bigger lot than 88% of homes in Rancho Santa Margarita 92688
  • Newer than 76% of homes in Orange County

What homes are worth in Rancho Santa Margarita 92688

Each bar is how many homes fall in that price range. The marker is this home.

This home
$424K$1.8M

This home is worth more than 98% of homes in Rancho Santa Margarita 92688.

How it measures up in Rancho Santa Margarita 92688

The dot is this home. The mark in the middle is the typical home in Rancho Santa Margarita 92688.

Estimated value$1,761,607
CheaperTypical $1,015,042Pricier

Pricier than 98% of homes nearby

Price per ft²$525
CheaperTypical $625Pricier

Pricier than 12% of homes nearby

Living area3,358 ft²
SmallerTypical 1,551 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.15 ac
SmallerTypical 4,269 ft²Bigger

Bigger than 88% of homes nearby

Year built1990
OlderTypical 1991Newer

Newer than 48% of homes nearby

How 45 Summit Ct ranks against every home in each area.
MeasureThis homeDove CanyonRancho Santa Margarita 92688Orange County
Estimated valuepricier than$1,761,60767% of homes98% of homes81% of homes
Price per ft²pricier than$52527% of homes12% of homes14% of homes
Living areabigger than3,358 ft²73% of homes98% of homes92% of homes
Lot sizebigger than0.15 ac53% of homes88% of homes51% of homes
Year builtnewer than199031% of homes48% of homes76% of homes

About 45 Summit Ct

How much is 45 Summit Ct, Rancho Santa Margarita, CA worth?

The TopHap Estimate for 45 Summit Ct, Rancho Santa Margarita, CA is $1,761,607 as of Sep 24, 2026. The likely range is $1,691,771 to $1,831,443. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Summit Ct, Rancho Santa Margarita, CA last sell?

45 Summit Ct, Rancho Santa Margarita, CA last sold on Apr 9, 2007 for $1,025,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 45 Summit Ct, Rancho Santa Margarita, CA?

45 Summit Ct, Rancho Santa Margarita, CA has 4 bedrooms, 3.5 bathrooms, 3,358 square feet of living space and a 0.15-acre lot.

When was 45 Summit Ct, Rancho Santa Margarita, CA built?

45 Summit Ct, Rancho Santa Margarita, CA was built in 1990, making it 36 years old.

What schools serve 45 Summit Ct, Rancho Santa Margarita, CA?

45 Summit Ct, Rancho Santa Margarita, CA is assigned to Robinson Elementary School (elementary), rated B+; Rancho Santa Margarita Intermediate School (middle), rated B+; Mission Viejo High School (high), rated A+. All sit in Saddleback Valley Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Summit Ct, Rancho Santa Margarita, CA compare to other homes in Rancho Santa Margarita 92688?

Among the 13,072 homes in Rancho Santa Margarita 92688, it is worth more than 98% of them ($1,761,607 against a typical $1,015,042), its price per square foot is higher than 12% of them ($525 against a typical $625), it is bigger than 98% of them (3,358 ft² against a typical 1,551 ft²), its lot is bigger than 88% of them (0.15 ac against a typical 4,269 ft²) and it is newer than 48% of them (1990 against a typical 1991). Measured against all of Orange County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Summit Ct, Rancho Santa Margarita, CA?

The 2025 property tax bill for 45 Summit Ct, Rancho Santa Margarita, CA was $14,117. The county assessed it at $1,400,742.

More homes on Summit Ct

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Assigned schools

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