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Single Family ResidenceResidential
$387,034$274 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

45 SUMNER ST

CUMBERLAND, RI 02864
3
Beds
1
Baths
1,410 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$387K
$353K low$421K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,031 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$328,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$146,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$181,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
0
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyPROVIDENCE
Lot (acres)The size of the land the home sits on, from county records.0.27
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
John J. McLaughlin Cumberland Hill Elementary SchoolA
Elementary · Grades KG–5 · 0.9 mi
H
Cumberland High SchoolA
High · Grades 9–12 · 1.8 mi
M
North Cumberland Middle SchoolA-
Middle · Grades 6–8 · 2.5 mi

District: Cumberland School District

Neighborhood · ZIP 02864These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.50
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.37,197
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,320 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,157
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,221
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Sumner St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Cumberland 02864
  • Costs less per square foot than 87% of homes in Cumberland 02864
  • Has a bigger lot than 69% of homes in Providence County
  • Older than 77% of homes in Cumberland 02864

What homes are worth in Cumberland 02864

Each bar is how many homes fall in that price range. The marker is this home.

This home
$294K$1M

This home is worth more than 11% of homes in Cumberland 02864.

How it measures up in Cumberland 02864

The dot is this home. The mark in the middle is the typical home in Cumberland 02864.

Estimated value$387,034
CheaperTypical $509,117Pricier

Pricier than 11% of homes nearby

Price per ft²$274
CheaperTypical $335Pricier

Pricier than 13% of homes nearby

Living area1,410 ft²
SmallerTypical 1,556 ft²Bigger

Bigger than 41% of homes nearby

Lot size0.26 ac
SmallerTypical 0.3 acBigger

Bigger than 41% of homes nearby

Year built1954
OlderTypical 1970Newer

Newer than 23% of homes nearby

How 45 Sumner St ranks against every home in each area.
MeasureThis homeCumberland 02864Providence County
Estimated valuepricier than$387,03411% of homes27% of homes
Price per ft²pricier than$27413% of homes23% of homes
Living areabigger than1,410 ft²41% of homes41% of homes
Lot sizebigger than0.26 ac41% of homes69% of homes
Year builtnewer than195423% of homes51% of homes

About 45 Sumner St

How much is 45 Sumner St, Cumberland, RI worth?

The TopHap Estimate for 45 Sumner St, Cumberland, RI is $387,034 as of Sep 24, 2026. The likely range is $353,165 to $420,903. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Sumner St, Cumberland, RI last sell?

45 Sumner St, Cumberland, RI last sold on Jan 31, 2011, according to the county's recorded deed.

How big is 45 Sumner St, Cumberland, RI?

45 Sumner St, Cumberland, RI has 3 bedrooms, 1 bathrooms, 1,410 square feet of living space and a 0.27-acre lot.

When was 45 Sumner St, Cumberland, RI built?

45 Sumner St, Cumberland, RI was built in 1954, making it 72 years old. It is a cape cod home. The building has 2 stories.

What schools serve 45 Sumner St, Cumberland, RI?

45 Sumner St, Cumberland, RI is assigned to John J. McLaughlin Cumberland Hill Elementary School (elementary), rated A; Cumberland High School (high), rated A; North Cumberland Middle School (middle), rated A-. All sit in Cumberland School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Sumner St, Cumberland, RI compare to other homes in Cumberland 02864?

Among the 11,772 homes in Cumberland 02864, it is worth more than 11% of them ($387,034 against a typical $509,117), its price per square foot is higher than 13% of them ($274 against a typical $335), it is bigger than 41% of them (1,410 ft² against a typical 1,556 ft²), its lot is bigger than 41% of them (0.26 ac against a typical 0.3 ac) and it is newer than 23% of them (1954 against a typical 1970). Measured against all of Providence County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Sumner St, Cumberland, RI?

The 2025 property tax bill for 45 Sumner St, Cumberland, RI was $4,031. The county assessed it at $328,500.

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