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Single Family ResidenceResidential
$426,705$368 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

45 TERRACE LN

NORTHAMPTON, MA 01060
2
Beds
1
Baths
1,160 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$427K
$389K low$465K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,220 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$446,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$172,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$273,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$377,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$389,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMPSHIRE
Lot (acres)The size of the land the home sits on, from county records.0.40
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jackson Street SchoolB
Elementary · Grades KG–5 · 0.3 mi
H
Northampton High SchoolA
High · Grades 9–12 · 0.6 mi
M
John F. Kennedy Middle SchoolB-
Middle · Grades 6–8 · 1.5 mi

District: Northampton School District

Neighborhood · ZIP 01060These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.16,151
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,325 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,788
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,545
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Terrace Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 87% of homes in Hampshire County
  • Smaller than 80% of homes in Hampshire County
  • Has a smaller lot than 69% of homes in Hampshire County
  • Newer than 71% of homes in Northampton 01060

What homes are worth in Northampton 01060

Each bar is how many homes fall in that price range. The marker is this home.

This home
$168K$1.2M

This home is worth more than 39% of homes in Northampton 01060.

How it measures up in Northampton 01060

The dot is this home. The mark in the middle is the typical home in Northampton 01060.

Estimated value$426,705
CheaperTypical $493,460Pricier

Pricier than 39% of homes nearby

Price per ft²$368
CheaperTypical $331Pricier

Pricier than 68% of homes nearby

Living area1,160 ft²
SmallerTypical 1,696 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.4 ac
SmallerTypical 0.26 acBigger

Bigger than 64% of homes nearby

Year built1957
OlderTypical 1912Newer

Newer than 71% of homes nearby

How 45 Terrace Ln ranks against every home in each area.
MeasureThis homeNorthampton 01060Hampshire County
Estimated valuepricier than$426,70539% of homes47% of homes
Price per ft²pricier than$36868% of homes87% of homes
Living areabigger than1,160 ft²24% of homes20% of homes
Lot sizebigger than0.4 ac64% of homes31% of homes
Year builtnewer than195771% of homes38% of homes

About 45 Terrace Ln

How much is 45 Terrace Ln, Northampton, MA worth?

The TopHap Estimate for 45 Terrace Ln, Northampton, MA is $426,705 as of Sep 24, 2026. The likely range is $388,509 to $464,901. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Terrace Ln, Northampton, MA last sell?

45 Terrace Ln, Northampton, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 45 Terrace Ln, Northampton, MA?

45 Terrace Ln, Northampton, MA has 2 bedrooms, 1 bathrooms, 1,160 square feet of living space and a 0.40-acre lot.

When was 45 Terrace Ln, Northampton, MA built?

45 Terrace Ln, Northampton, MA was built in 1957, making it 69 years old. It is a ranch home. The building has 1 story.

What schools serve 45 Terrace Ln, Northampton, MA?

45 Terrace Ln, Northampton, MA is assigned to Jackson Street School (elementary), rated B; Northampton High School (high), rated A; John F. Kennedy Middle School (middle), rated B-. All sit in Northampton School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Terrace Ln, Northampton, MA compare to other homes in Northampton 01060?

Among the 4,125 homes in Northampton 01060, it is worth more than 39% of them ($426,705 against a typical $493,460), its price per square foot is higher than 68% of them ($368 against a typical $331), it is bigger than 24% of them (1,160 ft² against a typical 1,696 ft²), its lot is bigger than 64% of them (0.4 ac against a typical 0.26 ac) and it is newer than 71% of them (1957 against a typical 1912). Measured against all of Hampshire County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Terrace Ln, Northampton, MA?

The 2025 property tax bill for 45 Terrace Ln, Northampton, MA was $6,220. The county assessed it at $446,500.

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