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TownhouseResidential
$182,805$143 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $95,000 on Mar 1, 2019

45 THATCH CT

ELKTON, MD 21921
2 / 1
Baths
1,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,221 ft²
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$183K
$169K low$197K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$95,000 · Mar 1, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$89,526
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$71,621
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$93,279
PNC BANK NA · recorded Mar 1, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,108 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$121,867 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$111,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$141,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyCecil
Lot (acres)The size of the land the home sits on, from county records.0.05
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 80 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Elkton Middle SchoolD
Middle · Grades 6–8 · 2.2 mi
E
Holly Hall Elementary SchoolD+
Elementary · Grades PK–5 · 2.2 mi
H
Elkton High SchoolC
High · Grades 9–12 · 2.5 mi

District: Cecil County Public Schools

Neighborhood · ZIP 21921These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.47,146
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.474 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,380
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,713
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Thatch Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Elkton 21921
  • Costs less per square foot than 94% of homes in Cecil County
  • Smaller than 69% of homes in Elkton 21921
  • Has a smaller lot than 95% of homes in Cecil County

What homes are worth in Elkton 21921

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$840K

This home is worth more than 6% of homes in Elkton 21921.

How it measures up in Elkton 21921

The dot is this home. The mark in the middle is the typical home in Elkton 21921.

Estimated value$182,805
CheaperTypical $358,322Pricier

Pricier than 6% of homes nearby

Price per ft²$143
CheaperTypical $216Pricier

Pricier than 7% of homes nearby

Living area1,280 ft²
SmallerTypical 1,567 ft²Bigger

Bigger than 31% of homes nearby

Lot size2,221 ft²
SmallerTypical 0.46 acBigger

Bigger than 6% of homes nearby

Year built1988
OlderTypical 1987Newer

Newer than 53% of homes nearby

How 45 Thatch Ct ranks against every home in each area.
MeasureThis homeElkton 21921Cecil County
Estimated valuepricier than$182,8056% of homes8% of homes
Price per ft²pricier than$1437% of homes6% of homes
Living areabigger than1,280 ft²31% of homes31% of homes
Lot sizebigger than2,221 ft²6% of homes5% of homes
Year builtnewer than198853% of homes53% of homes

About 45 Thatch Ct

How much is 45 Thatch Ct, Elkton, MD worth?

The TopHap Estimate for 45 Thatch Ct, Elkton, MD is $182,805 as of Jul 14, 2026. The likely range is $168,514 to $197,096. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Thatch Ct, Elkton, MD last sell?

45 Thatch Ct, Elkton, MD last sold on Mar 1, 2019 for $95,000, according to the county's recorded deed.

How big is 45 Thatch Ct, Elkton, MD?

45 Thatch Ct, Elkton, MD has 2 bathrooms, 1,280 square feet of living space and a 0.05-acre lot.

When was 45 Thatch Ct, Elkton, MD built?

45 Thatch Ct, Elkton, MD was built in 1988, making it 38 years old. It is a townhouse home. The building has 2 stories.

What schools serve 45 Thatch Ct, Elkton, MD?

45 Thatch Ct, Elkton, MD is assigned to Elkton Middle School (middle), rated D; Holly Hall Elementary School (elementary), rated D+; Elkton High School (high), rated C. All sit in Cecil County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Thatch Ct, Elkton, MD compare to other homes in Elkton 21921?

Among the 14,505 homes in Elkton 21921, it is worth more than 6% of them ($182,805 against a typical $358,322), its price per square foot is higher than 7% of them ($143 against a typical $216), it is bigger than 31% of them (1,280 ft² against a typical 1,567 ft²), its lot is bigger than 6% of them (2,221 ft² against a typical 0.46 ac) and it is newer than 53% of them (1988 against a typical 1987). Measured against all of Cecil County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Thatch Ct, Elkton, MD?

The 2025 property tax bill for 45 Thatch Ct, Elkton, MD was $2,108. The county assessed it at $121,867.

Closest homes

More homes in Elkton 21921

Assigned schools

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