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Single Family ResidenceResidential
$632,068$683 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $290,000 on May 29, 2015

45 THOMAS ST

CHARLESTOWN, RI 02813
3
Beds
1
Baths
925 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1937
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$632K
$604K low$660K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$290,000 · May 29, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,816 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$474,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$316,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$158,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Charlestown Elementary SchoolA
Elementary · Grades KG–4 · 5.4 mi
M
Chariho Regional Middle SchoolB
Middle · Grades 5–8 · 6.4 mi
H
Chariho High SchoolA+
High · Grades 9–12 · 6.4 mi

District: Chariho Regional School District

Neighborhood · ZIP 02813These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.8,123
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.190 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$104,379
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,389
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Thomas St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Charlestown 02813
  • Costs more per square foot than 87% of homes in Washington County
  • Smaller than 89% of homes in Washington County
  • Has a smaller lot than 84% of homes in Charlestown 02813
  • Older than 94% of homes in Charlestown 02813

What homes are worth in Charlestown 02813

Each bar is how many homes fall in that price range. The marker is this home.

This home
$301K$3.6M

This home is worth more than 34% of homes in Charlestown 02813.

How it measures up in Charlestown 02813

The dot is this home. The mark in the middle is the typical home in Charlestown 02813.

Estimated value$632,068
CheaperTypical $759,397Pricier

Pricier than 34% of homes nearby

Price per ft²$683
CheaperTypical $472Pricier

Pricier than 74% of homes nearby

Living area925 ft²
SmallerTypical 1,547 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.23 ac
SmallerTypical 0.91 acBigger

Bigger than 16% of homes nearby

Year built1937
OlderTypical 1984Newer

Newer than 6% of homes nearby

How 45 Thomas St ranks against every home in each area.
MeasureThis homeCharlestown 02813Washington County
Estimated valuepricier than$632,06834% of homes44% of homes
Price per ft²pricier than$68374% of homes87% of homes
Living areabigger than925 ft²16% of homes11% of homes
Lot sizebigger than0.23 ac16% of homes21% of homes
Year builtnewer than19376% of homes12% of homes

About 45 Thomas St

How much is 45 Thomas St, Charlestown, RI worth?

The TopHap Estimate for 45 Thomas St, Charlestown, RI is $632,068 as of Aug 30, 2026. The likely range is $604,256 to $659,880. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Thomas St, Charlestown, RI last sell?

45 Thomas St, Charlestown, RI last sold on May 29, 2015 for $290,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 45 Thomas St, Charlestown, RI?

45 Thomas St, Charlestown, RI has 3 bedrooms, 1 bathrooms, 925 square feet of living space and a 0.23-acre lot.

When was 45 Thomas St, Charlestown, RI built?

45 Thomas St, Charlestown, RI was built in 1937, making it 89 years old. It is a ranch home. The building has 1 story.

What schools serve 45 Thomas St, Charlestown, RI?

45 Thomas St, Charlestown, RI is assigned to Charlestown Elementary School (elementary), rated A; Chariho Regional Middle School (middle), rated B; Chariho High School (high), rated A+. All sit in Chariho Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Thomas St, Charlestown, RI compare to other homes in Charlestown 02813?

Among the 5,227 homes in Charlestown 02813, it is worth more than 34% of them ($632,068 against a typical $759,397), its price per square foot is higher than 74% of them ($683 against a typical $472), it is bigger than 16% of them (925 ft² against a typical 1,547 ft²), its lot is bigger than 16% of them (0.23 ac against a typical 0.91 ac) and it is newer than 6% of them (1937 against a typical 1984). Measured against all of Washington County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Thomas St, Charlestown, RI?

The 2025 property tax bill for 45 Thomas St, Charlestown, RI was $2,816. The county assessed it at $474,900.

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