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Single Family ResidenceResidential
$233,694$119 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

45 THOMAS ST

OBERLIN, OH 44074
4
Beds
3 / 1
Baths
1,968 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$234K
$184K low$284K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,685 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$77,144 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,780
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$66,364
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$77,144
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$220,410

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyLorain
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²Patio · 192 ft²Porch · 125 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oberlin Elementary SchoolB-
Elementary · Grades PK–5 · 0.9 mi
H
Oberlin High SchoolC
High · Grades 9–12 · 1.0 mi
M
Langston Middle SchoolB-
Middle · Grades 6–9 · 1.1 mi

District: Oberlin City School District

Neighborhood · ZIP 44074These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.13,003
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.270 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,971
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,359
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Thomas St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 81% of homes in Oberlin 44074
  • Bigger than 68% of homes in Lorain County
  • Has a smaller lot than 85% of homes in Oberlin 44074

What homes are worth in Oberlin 44074

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$566K

This home is worth more than 39% of homes in Oberlin 44074.

How it measures up in Oberlin 44074

The dot is this home. The mark in the middle is the typical home in Oberlin 44074.

Estimated value$233,694
CheaperTypical $265,494Pricier

Pricier than 39% of homes nearby

Price per ft²$119
CheaperTypical $159Pricier

Pricier than 19% of homes nearby

Living area1,968 ft²
SmallerTypical 1,746 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.24 ac
SmallerTypical 0.5 acBigger

Bigger than 15% of homes nearby

Year built1969
OlderTypical 1961Newer

Newer than 60% of homes nearby

How 45 Thomas St ranks against every home in each area.
MeasureThis homeOberlin 44074Lorain County
Estimated valuepricier than$233,69439% of homes44% of homes
Price per ft²pricier than$11919% of homes22% of homes
Living areabigger than1,968 ft²63% of homes68% of homes
Lot sizebigger than0.24 ac15% of homes49% of homes
Year builtnewer than196960% of homes47% of homes

About 45 Thomas St

How much is 45 Thomas St, Oberlin, OH worth?

The TopHap Estimate for 45 Thomas St, Oberlin, OH is $233,694 as of Oct 21, 2026. The likely range is $183,563 to $283,825. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Thomas St, Oberlin, OH last sell?

45 Thomas St, Oberlin, OH last sold on Nov 6, 2001, according to the county's recorded deed.

How big is 45 Thomas St, Oberlin, OH?

45 Thomas St, Oberlin, OH has 4 bedrooms, 3 bathrooms, 1,968 square feet of living space and a 0.24-acre lot.

When was 45 Thomas St, Oberlin, OH built?

45 Thomas St, Oberlin, OH was built in 1969, making it 57 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 45 Thomas St, Oberlin, OH?

45 Thomas St, Oberlin, OH is assigned to Oberlin Elementary School (elementary), rated B-; Oberlin High School (high), rated C; Langston Middle School (middle), rated B-. All sit in Oberlin City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Thomas St, Oberlin, OH compare to other homes in Oberlin 44074?

Among the 3,273 homes in Oberlin 44074, it is worth more than 39% of them ($233,694 against a typical $265,494), its price per square foot is higher than 19% of them ($119 against a typical $159), it is bigger than 63% of them (1,968 ft² against a typical 1,746 ft²), its lot is bigger than 15% of them (0.24 ac against a typical 0.5 ac) and it is newer than 60% of them (1969 against a typical 1961). Measured against all of Lorain County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Thomas St, Oberlin, OH?

The 2024 property tax bill for 45 Thomas St, Oberlin, OH was $2,685. The county assessed it at $77,144.

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