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Single Family ResidenceResidential
$116,851$92 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $115,000 on Jul 6, 2026

45 W CHAPMAN ST

ELY, MN 55731
4
Beds
1.3
Baths
1,274 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1902
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$117K
$100K low$134K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$115,000 · Jul 6, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,888 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$114,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$104,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$105,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$114,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. LOUIS
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.SaunaPorch · 174 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Memorial Middle SchoolB-
Middle · Grades 6–8 · 0.4 mi
E
Washington Elementary SchoolA-
Elementary · Grades PK–5 · 0.4 mi
H
Memorial High SchoolB+
High · Grades 9–12 · 0.4 mi

District: Ely Public School District

Neighborhood · ZIP 55731These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,010
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,740
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,169
Average tempThe average temperature here across a full year.37°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 W Chapman St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in St. Louis County
  • Costs less per square foot than 92% of homes in Ely 55731
  • Bigger than 66% of homes in Ely 55731
  • Has a smaller lot than 84% of homes in Ely 55731
  • Older than 95% of homes in St. Louis County

What homes are worth in Ely 55731

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$879K

This home is worth more than 15% of homes in Ely 55731.

How it measures up in Ely 55731

The dot is this home. The mark in the middle is the typical home in Ely 55731.

Estimated value$116,851
CheaperTypical $220,516Pricier

Pricier than 15% of homes nearby

Price per ft²$92
CheaperTypical $203Pricier

Pricier than 8% of homes nearby

Living area1,274 ft²
SmallerTypical 1,076 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.14 ac
SmallerTypical 1.17 acBigger

Bigger than 16% of homes nearby

Year built1902
OlderTypical 1976Newer

Newer than 7% of homes nearby

How 45 W Chapman St ranks against every home in each area.
MeasureThis homeEly 55731St. Louis County
Estimated valuepricier than$116,85115% of homes14% of homes
Price per ft²pricier than$928% of homes9% of homes
Living areabigger than1,274 ft²66% of homes58% of homes
Lot sizebigger than0.14 ac16% of homes25% of homes
Year builtnewer than19027% of homes5% of homes

About 45 W Chapman St

How much is 45 W Chapman St, Ely, MN worth?

The TopHap Estimate for 45 W Chapman St, Ely, MN is $116,851 as of Sep 24, 2026. The likely range is $99,785 to $133,917. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 W Chapman St, Ely, MN last sell?

45 W Chapman St, Ely, MN last sold on Jul 6, 2026 for $115,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 45 W Chapman St, Ely, MN?

45 W Chapman St, Ely, MN has 4 bedrooms, 1.3 bathrooms, 1,274 square feet of living space and a 0.14-acre lot.

When was 45 W Chapman St, Ely, MN built?

45 W Chapman St, Ely, MN was built in 1902, making it 124 years old. The building has 2 stories.

What schools serve 45 W Chapman St, Ely, MN?

45 W Chapman St, Ely, MN is assigned to Memorial Middle School (middle), rated B-; Washington Elementary School (elementary), rated A-; Memorial High School (high), rated B+. All sit in Ely Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 W Chapman St, Ely, MN compare to other homes in Ely 55731?

Among the 5,982 homes in Ely 55731, it is worth more than 15% of them ($116,851 against a typical $220,516), its price per square foot is higher than 8% of them ($92 against a typical $203), it is bigger than 66% of them (1,274 ft² against a typical 1,076 ft²), its lot is bigger than 16% of them (0.14 ac against a typical 1.17 ac) and it is newer than 7% of them (1902 against a typical 1976). Measured against all of St. Louis County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 W Chapman St, Ely, MN?

The 2026 property tax bill for 45 W Chapman St, Ely, MN was $1,888. The county assessed it at $114,100.

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