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Triplex (3 Units, Any Combination)Residential
Last sold for $94,900 on Jun 6, 2003

45 W LIBERTY ST

WATERBURY, CT 06706
6
Beds
3
Baths
2,712 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
1894
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$94,900 · Jun 6, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,424 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$98,350 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,980
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$90,370
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$140,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Triplex (3 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Triplex
CountyNAUGATUCK VALLEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1965
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Washington Elementary SchoolC
Elementary · Grades KG–5 · 0.4 mi
H
Kennedy High SchoolD-
High · Grades 9–12 · 0.9 mi
M
West Side Middle SchoolC-
Middle · Grades 6–8 · 1.2 mi

District: Waterbury School District

Neighborhood · ZIP 06706These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.16,856
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,038 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,953
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,096
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 W Liberty St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 91% of homes in Waterbury 06706
  • Has a smaller lot than 97% of homes in Naugatuck Valley County
  • Older than 97% of homes in Naugatuck Valley County

How it measures up in Waterbury 06706

The dot is this home. The mark in the middle is the typical home in Waterbury 06706.

Living area2,712 ft²
SmallerTypical 1,260 ft²Bigger

Bigger than 91% of homes nearby

Lot size3,920 ft²
SmallerTypical 0.18 acBigger

Bigger than 4% of homes nearby

Year built1894
OlderTypical 1953Newer

Newer than 7% of homes nearby

How 45 W Liberty St ranks against every home in each area.
MeasureThis homeWaterbury 06706Naugatuck Valley County
Living areabigger than2,712 ft²91% of homes88% of homes
Lot sizebigger than3,920 ft²4% of homes3% of homes
Year builtnewer than18947% of homes3% of homes

About 45 W Liberty St

When did 45 W Liberty St, Waterbury, CT last sell?

45 W Liberty St, Waterbury, CT last sold on Jun 6, 2003 for $94,900, according to the county's recorded deed.

How big is 45 W Liberty St, Waterbury, CT?

45 W Liberty St, Waterbury, CT has 6 bedrooms, 3 bathrooms, 2,712 square feet of living space and a 0.09-acre lot.

When was 45 W Liberty St, Waterbury, CT built?

45 W Liberty St, Waterbury, CT was built in 1894, making it 132 years old. It is a triplex home. The building has 3 stories.

What schools serve 45 W Liberty St, Waterbury, CT?

45 W Liberty St, Waterbury, CT is assigned to Washington Elementary School (elementary), rated C; Kennedy High School (high), rated D-; West Side Middle School (middle), rated C-. All sit in Waterbury School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 W Liberty St, Waterbury, CT compare to other homes in Waterbury 06706?

Among the 3,471 homes in Waterbury 06706, it is bigger than 91% of them (2,712 ft² against a typical 1,260 ft²), its lot is bigger than 4% of them (3,920 ft² against a typical 0.18 ac) and it is newer than 7% of them (1894 against a typical 1953). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 W Liberty St, Waterbury, CT?

The 2024 property tax bill for 45 W Liberty St, Waterbury, CT was $4,424. The county assessed it at $98,350.

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