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CondominiumResidential
$1,041,904$486 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $575,000 on May 3, 2012

45 WATER ST # B

NATICK, MA 01760
Building report
3
Beds
3 / 1
Baths
2,145 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1M
$975K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$575,000 · May 3, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,812 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$820,400 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$820,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$784,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
95
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.68 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyMiddlesex
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Memorial Elementary SchoolA
Elementary · Grades KG–4 · 0.7 mi
H
Natick High SchoolA
High · Grades 9–12 · 2.7 mi
M
John F. Kennedy Middle SchoolA
Middle · Grades 5–8 · 4.0 mi

District: Natick School District

Neighborhood · ZIP 01760These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.37,721
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,380 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$133,738
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$174,842
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Water St # B measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Middlesex County
  • Bigger than 67% of homes in Natick 01760
  • Newer than 89% of homes in Middlesex County

What homes are worth in Natick 01760

Each bar is how many homes fall in that price range. The marker is this home.

This home
$301K$2M

This home is worth more than 70% of homes in Natick 01760.

How it measures up in Natick 01760

The dot is this home. The mark in the middle is the typical home in Natick 01760.

Estimated value$1,041,904
CheaperTypical $856,039Pricier

Pricier than 70% of homes nearby

Price per ft²$486
CheaperTypical $487Pricier

Pricier than 50% of homes nearby

Living area2,145 ft²
SmallerTypical 1,705 ft²Bigger

Bigger than 67% of homes nearby

Year built2002
OlderTypical 1955Newer

Newer than 87% of homes nearby

How 45 Water St # B ranks against every home in each area.
MeasureThis homeNatick 01760Middlesex County
Estimated valuepricier than$1,041,90470% of homes73% of homes
Price per ft²pricier than$48650% of homes56% of homes
Living areabigger than2,145 ft²67% of homes63% of homes
Year builtnewer than200287% of homes89% of homes

About 45 Water St # B

How much is 45 Water St # B, Natick, MA worth?

The TopHap Estimate for 45 Water St # B, Natick, MA is $1,041,904 as of Sep 24, 2026. The likely range is $975,291 to $1,108,517. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Water St # B, Natick, MA last sell?

45 Water St # B, Natick, MA last sold on May 3, 2012 for $575,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Water St # B, Natick, MA?

45 Water St # B, Natick, MA has 3 bedrooms, 3 bathrooms and 2,145 square feet of living space.

When was 45 Water St # B, Natick, MA built?

45 Water St # B, Natick, MA was built in 2002, making it 24 years old. It is a condo/apartment home. The building has 2 stories.

What schools serve 45 Water St # B, Natick, MA?

45 Water St # B, Natick, MA is assigned to Memorial Elementary School (elementary), rated A; Natick High School (high), rated A; John F. Kennedy Middle School (middle), rated A. All sit in Natick School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Water St # B, Natick, MA compare to other homes in Natick 01760?

Among the 12,050 homes in Natick 01760, it is worth more than 70% of them ($1,041,904 against a typical $856,039), its price per square foot is higher than 50% of them ($486 against a typical $487), it is bigger than 67% of them (2,145 ft² against a typical 1,705 ft²) and it is newer than 87% of them (2002 against a typical 1955). Measured against all of Middlesex County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Water St # B, Natick, MA?

The 2025 property tax bill for 45 Water St # B, Natick, MA was $9,812. The county assessed it at $820,400.

More homes on Water St # B

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Assigned schools

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