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Single Family ResidenceResidential
$438,713$329 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $257,000 on Jun 5, 2018

45 WATER ST

MILFORD, MA 01757
3
Beds
1
Baths
1,334 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$439K
$410K low$468K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$257,000 · Jun 5, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,822 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$376,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$155,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$221,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$401,090

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Stacy Middle SchoolD
Middle · Grades 6–8 · 0.6 mi
H
Milford High SchoolD+
High · Grades 9–12 · 0.8 mi
E
Brookside
Elementary · Grades KG–2 · 0.8 mi

District: Milford School District

Neighborhood · ZIP 01757These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.30,920
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,071 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,236
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,375
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Milford 01757
  • Costs more per square foot than 65% of homes in Milford 01757
  • Smaller than 79% of homes in Milford 01757
  • Has a smaller lot than 73% of homes in Worcester County
  • Older than 73% of homes in Milford 01757

What homes are worth in Milford 01757

Each bar is how many homes fall in that price range. The marker is this home.

This home
$265K$900K

This home is worth more than 20% of homes in Milford 01757.

How it measures up in Milford 01757

The dot is this home. The mark in the middle is the typical home in Milford 01757.

Estimated value$438,713
CheaperTypical $539,321Pricier

Pricier than 20% of homes nearby

Price per ft²$329
CheaperTypical $306Pricier

Pricier than 65% of homes nearby

Living area1,334 ft²
SmallerTypical 1,856 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.25 ac
SmallerTypical 0.31 acBigger

Bigger than 35% of homes nearby

Year built1950
OlderTypical 1971Newer

Newer than 27% of homes nearby

How 45 Water St ranks against every home in each area.
MeasureThis homeMilford 01757Worcester County
Estimated valuepricier than$438,71320% of homes39% of homes
Price per ft²pricier than$32965% of homes62% of homes
Living areabigger than1,334 ft²21% of homes30% of homes
Lot sizebigger than0.25 ac35% of homes27% of homes
Year builtnewer than195027% of homes33% of homes

About 45 Water St

How much is 45 Water St, Milford, MA worth?

The TopHap Estimate for 45 Water St, Milford, MA is $438,713 as of Sep 24, 2026. The likely range is $409,785 to $467,641. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Water St, Milford, MA last sell?

45 Water St, Milford, MA last sold on Jun 5, 2018 for $257,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Water St, Milford, MA?

45 Water St, Milford, MA has 3 bedrooms, 1 bathrooms, 1,334 square feet of living space and a 0.25-acre lot.

When was 45 Water St, Milford, MA built?

45 Water St, Milford, MA was built in 1950, making it 76 years old. It is a cape cod home. The building has 2 stories.

What schools serve 45 Water St, Milford, MA?

45 Water St, Milford, MA is assigned to Stacy Middle School (middle), rated D; Milford High School (high), rated D+; Brookside (elementary). All sit in Milford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Water St, Milford, MA compare to other homes in Milford 01757?

Among the 8,863 homes in Milford 01757, it is worth more than 20% of them ($438,713 against a typical $539,321), its price per square foot is higher than 65% of them ($329 against a typical $306), it is bigger than 21% of them (1,334 ft² against a typical 1,856 ft²), its lot is bigger than 35% of them (0.25 ac against a typical 0.31 ac) and it is newer than 27% of them (1950 against a typical 1971). Measured against all of Worcester County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Water St, Milford, MA?

The 2025 property tax bill for 45 Water St, Milford, MA was $4,822. The county assessed it at $376,700.

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