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Single Family ResidenceResidential
$401,422$133 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

450 E WATER ST

PENDLETON, IN 46064
3
Beds
1.5
Baths
3,010 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1908
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$401K
$275K low$528K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,863 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$489,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$37,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$452,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$448,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$489,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
32
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMADISON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.3.46
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 631 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pendleton Elementary SchoolA-
Elementary · Grades KG–6 · 0.3 mi
H
Pendleton Heights High SchoolA
High · Grades 9–12 · 0.4 mi
M
Pendleton Heights Middle SchoolB-
Middle · Grades 7–8 · 0.8 mi

District: South Madison Community School Corporation

Neighborhood · ZIP 46064These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.142
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.17,034
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.256 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,412
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,207
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

450 E Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Madison County
  • Costs less per square foot than 80% of homes in Pendleton 46064
  • Bigger than 94% of homes in Madison County
  • Has a bigger lot than 93% of homes in Madison County
  • Older than 91% of homes in Pendleton 46064

What homes are worth in Pendleton 46064

Each bar is how many homes fall in that price range. The marker is this home.

This home
$152K$769K

This home is worth more than 75% of homes in Pendleton 46064.

How it measures up in Pendleton 46064

The dot is this home. The mark in the middle is the typical home in Pendleton 46064.

Estimated value$401,422
CheaperTypical $326,845Pricier

Pricier than 75% of homes nearby

Price per ft²$133
CheaperTypical $165Pricier

Pricier than 20% of homes nearby

Living area3,010 ft²
SmallerTypical 2,035 ft²Bigger

Bigger than 84% of homes nearby

Lot size3.46 ac
SmallerTypical 0.28 acBigger

Bigger than 89% of homes nearby

Year built1908
OlderTypical 1999Newer

Newer than 9% of homes nearby

How 450 E Water St ranks against every home in each area.
MeasureThis homePendleton 46064Madison County
Estimated valuepricier than$401,42275% of homes93% of homes
Price per ft²pricier than$13320% of homes64% of homes
Living areabigger than3,010 ft²84% of homes94% of homes
Lot sizebigger than3.46 ac89% of homes93% of homes
Year builtnewer than19089% of homes11% of homes

About 450 E Water St

How much is 450 E Water St, Pendleton, IN worth?

The TopHap Estimate for 450 E Water St, Pendleton, IN is $401,422 as of Aug 30, 2026. The likely range is $274,815 to $528,029. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 450 E Water St, Pendleton, IN last sell?

450 E Water St, Pendleton, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 450 E Water St, Pendleton, IN?

450 E Water St, Pendleton, IN has 3 bedrooms, 1.5 bathrooms, 3,010 square feet of living space and a 3.46-acre lot.

When was 450 E Water St, Pendleton, IN built?

450 E Water St, Pendleton, IN was built in 1908, making it 118 years old. The building has 2 stories.

What schools serve 450 E Water St, Pendleton, IN?

450 E Water St, Pendleton, IN is assigned to Pendleton Elementary School (elementary), rated A-; Pendleton Heights High School (high), rated A; Pendleton Heights Middle School (middle), rated B-. All sit in South Madison Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 450 E Water St, Pendleton, IN compare to other homes in Pendleton 46064?

Among the 6,604 homes in Pendleton 46064, it is worth more than 75% of them ($401,422 against a typical $326,845), its price per square foot is higher than 20% of them ($133 against a typical $165), it is bigger than 84% of them (3,010 ft² against a typical 2,035 ft²), its lot is bigger than 89% of them (3.46 ac against a typical 0.28 ac) and it is newer than 9% of them (1908 against a typical 1999). Measured against all of Madison County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 450 E Water St, Pendleton, IN?

The 2025 property tax bill for 450 E Water St, Pendleton, IN was $4,863. The county assessed it at $489,700.

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