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Single Family ResidenceResidential
$196,200$120 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $160,000 on Feb 6, 2017

4505 ROSEMARY WAY

HUGO, MN 55038
Building report
2
Beds
3 / 1
Baths
1,632 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$196K
$155K low$238K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$160,000 · Feb 6, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$52,200
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$41,760
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.72%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$144,000
BELL BANK · recorded Feb 6, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,064 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$255,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$65,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$190,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$252,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$255,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.0.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oneka Elementary SchoolA-
Elementary · Grades PK–5 · 0.8 mi
H
White Bear Lake Area High School
High · Grades 9–12 · 5.1 mi
M
Central Middle SchoolB
Middle · Grades 6–8 · 5.3 mi

District: White Bear Lake Area School District

Neighborhood · ZIP 55038These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.24,605
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.457 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,898
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$151,932
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4505 Rosemary Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Washington County
  • Costs less per square foot than 98% of homes in Washington County
  • Has a smaller lot than 77% of homes in Washington County
  • Newer than 82% of homes in Washington County

What homes are worth in Hugo 55038

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$798K

This home is worth more than 10% of homes in Hugo 55038.

How it measures up in Hugo 55038

The dot is this home. The mark in the middle is the typical home in Hugo 55038.

Estimated value$196,200
CheaperTypical $345,487Pricier

Pricier than 10% of homes nearby

Price per ft²$120
CheaperTypical $206Pricier

Pricier than 3% of homes nearby

Living area1,632 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.2 ac
SmallerTypical 0.29 acBigger

Bigger than 28% of homes nearby

Year built2008
OlderTypical 2003Newer

Newer than 70% of homes nearby

How 4505 Rosemary Way ranks against every home in each area.
MeasureThis homeHugo 55038Washington County
Estimated valuepricier than$196,20010% of homes8% of homes
Price per ft²pricier than$1203% of homes2% of homes
Living areabigger than1,632 ft²50% of homes51% of homes
Lot sizebigger than0.2 ac28% of homes23% of homes
Year builtnewer than200870% of homes82% of homes

About 4505 Rosemary Way

How much is 4505 Rosemary Way, Hugo, MN worth?

The TopHap Estimate for 4505 Rosemary Way, Hugo, MN is $196,200 as of Jul 14, 2026. The likely range is $154,843 to $237,557. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4505 Rosemary Way, Hugo, MN last sell?

4505 Rosemary Way, Hugo, MN last sold on Feb 6, 2017 for $160,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 4505 Rosemary Way, Hugo, MN?

4505 Rosemary Way, Hugo, MN has 2 bedrooms, 3 bathrooms, 1,632 square feet of living space and a 0.20-acre lot.

When was 4505 Rosemary Way, Hugo, MN built?

4505 Rosemary Way, Hugo, MN was built in 2008, making it 18 years old. The building has 2 stories.

What schools serve 4505 Rosemary Way, Hugo, MN?

4505 Rosemary Way, Hugo, MN is assigned to Oneka Elementary School (elementary), rated A-; White Bear Lake Area High School (high); Central Middle School (middle), rated B. All sit in White Bear Lake Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4505 Rosemary Way, Hugo, MN compare to other homes in Hugo 55038?

Among the 10,384 homes in Hugo 55038, it is worth more than 10% of them ($196,200 against a typical $345,487), its price per square foot is higher than 3% of them ($120 against a typical $206), it is bigger than 50% of them (1,632 ft² against a typical 1,632 ft²), its lot is bigger than 28% of them (0.2 ac against a typical 0.29 ac) and it is newer than 70% of them (2008 against a typical 2003). Measured against all of Washington County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4505 Rosemary Way, Hugo, MN?

The 2026 property tax bill for 4505 Rosemary Way, Hugo, MN was $3,064. The county assessed it at $255,200.

Closest homes

More homes in Hugo 55038

Assigned schools

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