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Single Family ResidenceResidential
$464,891$233 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $380,000 on Dec 15, 2020

4509 ROCKY RIVER RD W

JACKSONVILLE, FL 32224
3
Beds
2
Baths
1,995 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$465K
$446K low$484K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$380,000 · Dec 15, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$160,891
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$128,713
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$304,000
MOVEMENT MORTGAGE · recorded Dec 15, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,678 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$350,159 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$340,954
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$444,587

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDUVAL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 90 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chets Creek Elementary SchoolA
Elementary · Grades KG–5 · 0.5 mi
M
Kernan Middle SchoolC
Middle · Grades 6–8 · 3.1 mi
H
Atlantic Coast High SchoolB
High · Grades 9–12 · 4.5 mi

District: Duval County School District

Neighborhood · ZIP 32224These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.48,406
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,116 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,013
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,776
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4509 Rocky River Rd W measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Duval County
  • Costs more per square foot than 82% of homes in Duval County
  • Bigger than 71% of homes in Duval County

What homes are worth in Jacksonville 32224

Each bar is how many homes fall in that price range. The marker is this home.

This home
$131K$2.2M

This home is worth more than 48% of homes in Jacksonville 32224.

How it measures up in Jacksonville 32224

The dot is this home. The mark in the middle is the typical home in Jacksonville 32224.

Estimated value$464,891
CheaperTypical $474,257Pricier

Pricier than 48% of homes nearby

Price per ft²$233
CheaperTypical $247Pricier

Pricier than 37% of homes nearby

Living area1,995 ft²
SmallerTypical 1,953 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.17 ac
SmallerTypical 0.2 acBigger

Bigger than 40% of homes nearby

Year built1997
OlderTypical 1998Newer

Newer than 47% of homes nearby

How 4509 Rocky River Rd W ranks against every home in each area.
MeasureThis homeJacksonville 32224Duval County
Estimated valuepricier than$464,89148% of homes82% of homes
Price per ft²pricier than$23337% of homes82% of homes
Living areabigger than1,995 ft²52% of homes71% of homes
Lot sizebigger than0.17 ac40% of homes39% of homes
Year builtnewer than199747% of homes62% of homes

About 4509 Rocky River Rd W

How much is 4509 Rocky River Rd W, Jacksonville, FL worth?

The TopHap Estimate for 4509 Rocky River Rd W, Jacksonville, FL is $464,891 as of Jul 14, 2026. The likely range is $445,913 to $483,869. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4509 Rocky River Rd W, Jacksonville, FL last sell?

4509 Rocky River Rd W, Jacksonville, FL last sold on Dec 15, 2020 for $380,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4509 Rocky River Rd W, Jacksonville, FL?

4509 Rocky River Rd W, Jacksonville, FL has 3 bedrooms, 2 bathrooms, 1,995 square feet of living space and a 0.17-acre lot.

When was 4509 Rocky River Rd W, Jacksonville, FL built?

4509 Rocky River Rd W, Jacksonville, FL was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 4509 Rocky River Rd W, Jacksonville, FL?

4509 Rocky River Rd W, Jacksonville, FL is assigned to Chets Creek Elementary School (elementary), rated A; Kernan Middle School (middle), rated C; Atlantic Coast High School (high), rated B. All sit in Duval County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4509 Rocky River Rd W, Jacksonville, FL compare to other homes in Jacksonville 32224?

Among the 12,826 homes in Jacksonville 32224, it is worth more than 48% of them ($464,891 against a typical $474,257), its price per square foot is higher than 37% of them ($233 against a typical $247), it is bigger than 52% of them (1,995 ft² against a typical 1,953 ft²), its lot is bigger than 40% of them (0.17 ac against a typical 0.2 ac) and it is newer than 47% of them (1997 against a typical 1998). Measured against all of Duval County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4509 Rocky River Rd W, Jacksonville, FL?

The 2025 property tax bill for 4509 Rocky River Rd W, Jacksonville, FL was $5,678. The county assessed it at $350,159.

More homes on Rocky River Rd W

Closest homes

More homes in Jacksonville 32224

Assigned schools

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Open 4509 Rocky River Rd W on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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