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Single Family ResidenceResidential
$231,980$227 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $325,000 on Jun 23, 2026

4515 N RIVER RD

CLYDE, MI 48049
3
Beds
2
Baths
1,020 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1921
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$232K
$218K low$246K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$325,000 · Jun 23, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.110%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$308,750
Null Placeholder · 6.37% 2 · recorded Jun 23, 2026
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$10,000
Null Placeholder

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,902 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$144,600 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$130,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$289,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. CLAIR
Lot (acres)The size of the land the home sits on, from county records.2.00
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Thomas Edison Elementary SchoolB
Elementary · Grades PK–5 · 1.5 mi
M
Fort Gratiot Middle SchoolB+
Middle · Grades 6–8 · 2.1 mi
H
Port Huron Northern High SchoolB-
High · Grades 9–12 · 3.7 mi

District: Port Huron Area School District

Neighborhood · ZIP 48049These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.41
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.5,595
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.156 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,528
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,121
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4515 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 97% of homes in North Street 48049
  • Smaller than 94% of homes in North Street 48049
  • Has a bigger lot than 71% of homes in St. Clair County
  • Older than 95% of homes in North Street 48049

What homes are worth in North Street 48049

Each bar is how many homes fall in that price range. The marker is this home.

This home
$85K$537K

This home is worth more than 43% of homes in North Street 48049.

How it measures up in North Street 48049

The dot is this home. The mark in the middle is the typical home in North Street 48049.

Estimated value$231,980
CheaperTypical $244,294Pricier

Pricier than 43% of homes nearby

Price per ft²$227
CheaperTypical $143Pricier

Pricier than 97% of homes nearby

Living area1,020 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 6% of homes nearby

Lot size2 ac
SmallerTypical 1.74 acBigger

Bigger than 56% of homes nearby

Year built1921
OlderTypical 1976Newer

Newer than 5% of homes nearby

How 4515 N River Rd ranks against every home in each area.
MeasureThis homeNorth Street 48049St. Clair County
Estimated valuepricier than$231,98043% of homes55% of homes
Price per ft²pricier than$22797% of homes90% of homes
Living areabigger than1,020 ft²6% of homes14% of homes
Lot sizebigger than2 ac56% of homes71% of homes
Year builtnewer than19215% of homes13% of homes

About 4515 N River Rd

How much is 4515 N River Rd, Clyde, MI worth?

The TopHap Estimate for 4515 N River Rd, Clyde, MI is $231,980 as of Jul 14, 2026. The likely range is $217,587 to $246,373. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4515 N River Rd, Clyde, MI last sell?

4515 N River Rd, Clyde, MI last sold on Jun 23, 2026 for $325,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 4515 N River Rd, Clyde, MI?

4515 N River Rd, Clyde, MI has 3 bedrooms, 2 bathrooms, 1,020 square feet of living space and a 2.00-acre lot.

When was 4515 N River Rd, Clyde, MI built?

4515 N River Rd, Clyde, MI was built in 1921, making it 105 years old. The building has 1 story.

What schools serve 4515 N River Rd, Clyde, MI?

4515 N River Rd, Clyde, MI is assigned to Thomas Edison Elementary School (elementary), rated B; Fort Gratiot Middle School (middle), rated B+; Port Huron Northern High School (high), rated B-. All sit in Port Huron Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4515 N River Rd, Clyde, MI compare to other homes in North Street 48049?

Among the 2,195 homes in North Street 48049, it is worth more than 43% of them ($231,980 against a typical $244,294), its price per square foot is higher than 97% of them ($227 against a typical $143), it is bigger than 6% of them (1,020 ft² against a typical 1,680 ft²), its lot is bigger than 56% of them (2 ac against a typical 1.74 ac) and it is newer than 5% of them (1921 against a typical 1976). Measured against all of St. Clair County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4515 N River Rd, Clyde, MI?

The 2025 property tax bill for 4515 N River Rd, Clyde, MI was $1,902. The county assessed it at $144,600.

Closest homes

More homes in Clyde 48049

Assigned schools

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