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Single Family ResidenceResidential
$374,392$212 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $80,000 on Nov 10, 2016

45173 SETTLERS LN

CALIFORNIA, MD 20619
2
Baths
1,768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$374K
$344K low$405K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$80,000 · Nov 10, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,118 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$322,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$105,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$217,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$302,233
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$322,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. MARY'S
Lot (acres)The size of the land the home sits on, from county records.1.15
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 184 ft²Porch · 380 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Esperanza Middle SchoolB
Middle · Grades 6–8 · 1.3 mi
E
Hollywood Elementary SchoolA-
Elementary · Grades PK–5 · 3.4 mi
H
Great Mills High SchoolC
High · Grades 9–12 · 3.5 mi

District: St. Marys County Public Schools

Neighborhood · ZIP 20619These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,563
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.653 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$123,149
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$137,316
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45173 Settlers Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in St. Mary's County
  • Costs less per square foot than 66% of homes in St. Mary's County
  • Has a bigger lot than 89% of homes in California 20619
  • Older than 70% of homes in California 20619

What homes are worth in California 20619

Each bar is how many homes fall in that price range. The marker is this home.

This home
$186K$681K

This home is worth more than 40% of homes in California 20619.

How it measures up in California 20619

The dot is this home. The mark in the middle is the typical home in California 20619.

Estimated value$374,392
CheaperTypical $397,572Pricier

Pricier than 40% of homes nearby

Price per ft²$212
CheaperTypical $221Pricier

Pricier than 43% of homes nearby

Living area1,768 ft²
SmallerTypical 1,848 ft²Bigger

Bigger than 46% of homes nearby

Lot size1.15 ac
SmallerTypical 0.17 acBigger

Bigger than 89% of homes nearby

Year built1988
OlderTypical 2003Newer

Newer than 30% of homes nearby

How 45173 Settlers Ln ranks against every home in each area.
MeasureThis homeCalifornia 20619St. Mary's County
Estimated valuepricier than$374,39240% of homes34% of homes
Price per ft²pricier than$21243% of homes34% of homes
Living areabigger than1,768 ft²46% of homes49% of homes
Lot sizebigger than1.15 ac89% of homes63% of homes
Year builtnewer than198830% of homes44% of homes

About 45173 Settlers Ln

How much is 45173 Settlers Ln, California, MD worth?

The TopHap Estimate for 45173 Settlers Ln, California, MD is $374,392 as of Sep 24, 2026. The likely range is $343,871 to $404,913. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45173 Settlers Ln, California, MD last sell?

45173 Settlers Ln, California, MD last sold on Nov 10, 2016 for $80,000, according to the county's recorded deed.

How big is 45173 Settlers Ln, California, MD?

45173 Settlers Ln, California, MD has 2 bathrooms, 1,768 square feet of living space and a 1.15-acre lot.

When was 45173 Settlers Ln, California, MD built?

45173 Settlers Ln, California, MD was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 45173 Settlers Ln, California, MD?

45173 Settlers Ln, California, MD is assigned to Esperanza Middle School (middle), rated B; Hollywood Elementary School (elementary), rated A-; Great Mills High School (high), rated C. All sit in St. Marys County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45173 Settlers Ln, California, MD compare to other homes in California 20619?

Among the 6,005 homes in California 20619, it is worth more than 40% of them ($374,392 against a typical $397,572), its price per square foot is higher than 43% of them ($212 against a typical $221), it is bigger than 46% of them (1,768 ft² against a typical 1,848 ft²), its lot is bigger than 89% of them (1.15 ac against a typical 0.17 ac) and it is newer than 30% of them (1988 against a typical 2003). Measured against all of St. Mary's County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45173 Settlers Ln, California, MD?

The 2025 property tax bill for 45173 Settlers Ln, California, MD was $3,118. The county assessed it at $322,900.

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