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Single Family ResidenceResidential
$351,044$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $144,000 on Jul 1, 2015

4538 ANN ST

LUNA PIER, MI 48157
3
Beds
1 / 1
Baths
2,121 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$351K
$345K low$357K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$144,000 · Jul 1, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,215 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$161,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$161,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$159,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$323,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
36
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONROE
Lot (acres)The size of the land the home sits on, from county records.0.20
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mason Central SchoolA
Elementary · Grades PK–5 · 2.7 mi
H
Mason Senior High School
High · Grades 9–12 · 2.7 mi
M
Mason Middle SchoolA-
Middle · Grades 6–8 · 2.8 mi

District: Mason Consolidated Schools

Neighborhood · ZIP 48157These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.181
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,403
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,001 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,485
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,145
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4538 Ann St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Luna Pier 48157
  • Bigger than 91% of homes in Luna Pier 48157
  • Has a smaller lot than 79% of homes in Monroe County
  • Newer than 88% of homes in Monroe County

What homes are worth in Luna Pier 48157

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$598K

This home is worth more than 89% of homes in Luna Pier 48157.

How it measures up in Luna Pier 48157

The dot is this home. The mark in the middle is the typical home in Luna Pier 48157.

Estimated value$351,044
CheaperTypical $192,195Pricier

Pricier than 89% of homes nearby

Price per ft²$166
CheaperTypical $156Pricier

Pricier than 56% of homes nearby

Living area2,121 ft²
SmallerTypical 1,214 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.21 ac
SmallerTypical 0.16 acBigger

Bigger than 63% of homes nearby

Year built1999
OlderTypical 1955Newer

Newer than 73% of homes nearby

How 4538 Ann St ranks against every home in each area.
MeasureThis homeLuna Pier 48157Monroe County
Estimated valuepricier than$351,04489% of homes81% of homes
Price per ft²pricier than$16656% of homes52% of homes
Living areabigger than2,121 ft²91% of homes84% of homes
Lot sizebigger than0.21 ac63% of homes21% of homes
Year builtnewer than199973% of homes88% of homes

About 4538 Ann St

How much is 4538 Ann St, Luna Pier, MI worth?

The TopHap Estimate for 4538 Ann St, Luna Pier, MI is $351,044 as of Aug 30, 2026. The likely range is $344,770 to $357,318. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4538 Ann St, Luna Pier, MI last sell?

4538 Ann St, Luna Pier, MI last sold on Jul 1, 2015 for $144,000, according to the county's recorded deed.

How big is 4538 Ann St, Luna Pier, MI?

4538 Ann St, Luna Pier, MI has 3 bedrooms, 1 bathrooms, 2,121 square feet of living space and a 0.20-acre lot.

When was 4538 Ann St, Luna Pier, MI built?

4538 Ann St, Luna Pier, MI was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 4538 Ann St, Luna Pier, MI?

4538 Ann St, Luna Pier, MI is assigned to Mason Central School (elementary), rated A; Mason Senior High School (high); Mason Middle School (middle), rated A-. All sit in Mason Consolidated Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4538 Ann St, Luna Pier, MI compare to other homes in Luna Pier 48157?

Among the 637 homes in Luna Pier 48157, it is worth more than 89% of them ($351,044 against a typical $192,195), its price per square foot is higher than 56% of them ($166 against a typical $156), it is bigger than 91% of them (2,121 ft² against a typical 1,214 ft²), its lot is bigger than 63% of them (0.21 ac against a typical 0.16 ac) and it is newer than 73% of them (1999 against a typical 1955). Measured against all of Monroe County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4538 Ann St, Luna Pier, MI?

The 2025 property tax bill for 4538 Ann St, Luna Pier, MI was $3,215. The county assessed it at $161,800.

More homes on Ann St

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Assigned schools

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