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Single Family ResidenceResidential
$121,229$60 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

4538 CHARLES ST

SCIO, NY 14880
3
Beds
2.5
Baths
2,016 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.72 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$121K
$106K low$136K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,945 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$107,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$96,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$107,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$156,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyALLEGANY
Lot (acres)The size of the land the home sits on, from county records.0.72
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 144 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Scio Central SchoolB-
Elementary · Grades PK–12 · 0.7 mi

District: Scio Central School District

Neighborhood · ZIP 14880These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,119
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,863
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,540
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4538 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Scio 14880
  • Costs less per square foot than 65% of homes in Allegany County
  • Bigger than 86% of homes in Scio 14880
  • Has a smaller lot than 77% of homes in Scio 14880
  • Newer than 66% of homes in Allegany County

What homes are worth in Scio 14880

Each bar is how many homes fall in that price range. The marker is this home.

This home
$33K$324K

This home is worth more than 66% of homes in Scio 14880.

How it measures up in Scio 14880

The dot is this home. The mark in the middle is the typical home in Scio 14880.

Estimated value$121,229
CheaperTypical $95,531Pricier

Pricier than 66% of homes nearby

Price per ft²$60
CheaperTypical $65Pricier

Pricier than 43% of homes nearby

Living area2,016 ft²
SmallerTypical 1,330 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.72 ac
SmallerTypical 3.1 acBigger

Bigger than 23% of homes nearby

Year built1977
OlderTypical 1970Newer

Newer than 64% of homes nearby

How 4538 Charles St ranks against every home in each area.
MeasureThis homeScio 14880Allegany County
Estimated valuepricier than$121,22966% of homes53% of homes
Price per ft²pricier than$6043% of homes35% of homes
Living areabigger than2,016 ft²86% of homes81% of homes
Lot sizebigger than0.72 ac23% of homes34% of homes
Year builtnewer than197764% of homes66% of homes

About 4538 Charles St

How much is 4538 Charles St, Scio, NY worth?

The TopHap Estimate for 4538 Charles St, Scio, NY is $121,229 as of Sep 24, 2026. The likely range is $106,490 to $135,968. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4538 Charles St, Scio, NY last sell?

4538 Charles St, Scio, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4538 Charles St, Scio, NY?

4538 Charles St, Scio, NY has 3 bedrooms, 2.5 bathrooms, 2,016 square feet of living space and a 0.72-acre lot.

When was 4538 Charles St, Scio, NY built?

4538 Charles St, Scio, NY was built in 1977, making it 49 years old. It is a split level home. The building has 1 story.

What schools serve 4538 Charles St, Scio, NY?

4538 Charles St, Scio, NY is assigned to Scio Central School (elementary), rated B-. All sit in Scio Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4538 Charles St, Scio, NY compare to other homes in Scio 14880?

Among the 950 homes in Scio 14880, it is worth more than 66% of them ($121,229 against a typical $95,531), its price per square foot is higher than 43% of them ($60 against a typical $65), it is bigger than 86% of them (2,016 ft² against a typical 1,330 ft²), its lot is bigger than 23% of them (0.72 ac against a typical 3.1 ac) and it is newer than 64% of them (1977 against a typical 1970). Measured against all of Allegany County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4538 Charles St, Scio, NY?

The 2026 property tax bill for 4538 Charles St, Scio, NY was $4,945. The county assessed it at $107,800.

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