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TownhouseResidential
$363,990$303 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $355,000 on Sep 24, 2025

454 RUFFIAN CT

ANNAPOLIS, MD 21409
2 / 1
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$364K
$305K low$423K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$355,000 · Sep 24, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.101%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$348,570
HOMESPIRE MORTGAGE CORP · recorded Sep 24, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$17,428
HOMESPIRE MORTGAGE CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,662 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$293,533 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$293,533
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$338,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.24
95
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyAnne Arundel
Lot (acres)The size of the land the home sits on, from county records.0.12
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²Porch · 80 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Broadneck High SchoolA-
High · Grades 9–12 · 1.1 mi
E
Windsor Farm Elementary SchoolB
Elementary · Grades PK–5 · 1.1 mi
M
Severn River Middle SchoolA
Middle · Grades 6–8 · 4.5 mi

District: Anne Arundel County Public Schools

Neighborhood · ZIP 21409These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.19,947
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,056 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$139,607
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$177,018
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

454 Ruffian Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Annapolis 21409
  • Costs less per square foot than 69% of homes in Annapolis 21409
  • Smaller than 77% of homes in Annapolis 21409
  • Has a smaller lot than 80% of homes in Annapolis 21409
  • Older than 80% of homes in Beacon Hill / Skidmore

What homes are worth in Annapolis 21409

Each bar is how many homes fall in that price range. The marker is this home.

This home
$327K$2.3M

This home is worth more than 8% of homes in Annapolis 21409.

How it measures up in Annapolis 21409

The dot is this home. The mark in the middle is the typical home in Annapolis 21409.

Estimated value$363,990
CheaperTypical $576,243Pricier

Pricier than 8% of homes nearby

Price per ft²$303
CheaperTypical $343Pricier

Pricier than 31% of homes nearby

Living area1,200 ft²
SmallerTypical 1,750 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.12 ac
SmallerTypical 0.23 acBigger

Bigger than 20% of homes nearby

Year built1979
OlderTypical 1981Newer

Newer than 45% of homes nearby

How 454 Ruffian Ct ranks against every home in each area.
MeasureThis homeBeacon Hill / SkidmoreAnnapolis 21409Anne Arundel County
Estimated valuepricier than$363,99019% of homes8% of homes19% of homes
Price per ft²pricier than$30342% of homes31% of homes49% of homes
Living areabigger than1,200 ft²28% of homes23% of homes25% of homes
Lot sizebigger than0.12 ac37% of homes20% of homes29% of homes
Year builtnewer than197920% of homes45% of homes45% of homes

About 454 Ruffian Ct

How much is 454 Ruffian Ct, Annapolis, MD worth?

The TopHap Estimate for 454 Ruffian Ct, Annapolis, MD is $363,990 as of Jul 14, 2026. The likely range is $305,104 to $422,876. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 454 Ruffian Ct, Annapolis, MD last sell?

454 Ruffian Ct, Annapolis, MD last sold on Sep 24, 2025 for $355,000, according to the county's recorded deed.

How big is 454 Ruffian Ct, Annapolis, MD?

454 Ruffian Ct, Annapolis, MD has 2 bathrooms, 1,200 square feet of living space and a 0.12-acre lot.

When was 454 Ruffian Ct, Annapolis, MD built?

454 Ruffian Ct, Annapolis, MD was built in 1979, making it 47 years old. It is a townhouse home. The building has 2 stories.

What schools serve 454 Ruffian Ct, Annapolis, MD?

454 Ruffian Ct, Annapolis, MD is assigned to Broadneck High School (high), rated A-; Windsor Farm Elementary School (elementary), rated B; Severn River Middle School (middle), rated A. All sit in Anne Arundel County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 454 Ruffian Ct, Annapolis, MD compare to other homes in Annapolis 21409?

Among the 7,762 homes in Annapolis 21409, it is worth more than 8% of them ($363,990 against a typical $576,243), its price per square foot is higher than 31% of them ($303 against a typical $343), it is bigger than 23% of them (1,200 ft² against a typical 1,750 ft²), its lot is bigger than 20% of them (0.12 ac against a typical 0.23 ac) and it is newer than 45% of them (1979 against a typical 1981). Measured against all of Anne Arundel County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 454 Ruffian Ct, Annapolis, MD?

The 2025 property tax bill for 454 Ruffian Ct, Annapolis, MD was $3,662. The county assessed it at $293,533.

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