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Single Family ResidenceResidential
$681,900$315 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $568,000 on Jul 7, 2021

4540 GRAY LODGE LOOP

ROCKLIN, CA 95677
5
Beds
3
Baths
2,164 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2021
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$682K
$660K low$704K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$568,000 · Jul 7, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$126,187
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$100,950
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$456,000
LOANDEPOT.COM LLC · 1.75% 1 · recorded Dec 2, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$99,713
HOMETAP EQUITY PARTNERS LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,965 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$595,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$194,837
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$400,363
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$583,530

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
69
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
46
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPLACER
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sierra Elementary SchoolA
Elementary · Grades KG–6 · 1.1 mi
M
Spring View Middle SchoolB-
Middle · Grades 7–8 · 1.3 mi
H
Whitney High SchoolA
High · Grades 9–12 · 5.1 mi

District: Rocklin Unified School District

Neighborhood · ZIP 95677These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,336
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,065 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$104,245
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,422
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4540 Gray Lodge Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 78% of homes in Rocklin 95677
  • Newer than 97% of homes in Rocklin 95677

What homes are worth in Rocklin 95677

Each bar is how many homes fall in that price range. The marker is this home.

This home
$376K$1.5M

This home is worth more than 56% of homes in Rocklin 95677.

How it measures up in Rocklin 95677

The dot is this home. The mark in the middle is the typical home in Rocklin 95677.

Estimated value$681,900
CheaperTypical $658,958Pricier

Pricier than 56% of homes nearby

Price per ft²$315
CheaperTypical $351Pricier

Pricier than 22% of homes nearby

Living area2,164 ft²
SmallerTypical 1,932 ft²Bigger

Bigger than 63% of homes nearby

Year built2021
OlderTypical 1989Newer

Newer than 97% of homes nearby

How 4540 Gray Lodge Loop ranks against every home in each area.
MeasureThis homeRocklin 95677Placer County
Estimated valuepricier than$681,90056% of homes50% of homes
Price per ft²pricier than$31522% of homes32% of homes
Living areabigger than2,164 ft²63% of homes59% of homes
Year builtnewer than202197% of homes95% of homes

About 4540 Gray Lodge Loop

How much is 4540 Gray Lodge Loop, Rocklin, CA worth?

The TopHap Estimate for 4540 Gray Lodge Loop, Rocklin, CA is $681,900 as of Jul 14, 2026. The likely range is $659,600 to $704,201. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4540 Gray Lodge Loop, Rocklin, CA last sell?

4540 Gray Lodge Loop, Rocklin, CA last sold on Jul 7, 2021 for $568,000, according to the county's recorded deed.

How big is 4540 Gray Lodge Loop, Rocklin, CA?

4540 Gray Lodge Loop, Rocklin, CA has 5 bedrooms, 3 bathrooms and 2,164 square feet of living space.

When was 4540 Gray Lodge Loop, Rocklin, CA built?

4540 Gray Lodge Loop, Rocklin, CA was built in 2021, making it 5 years old.

What schools serve 4540 Gray Lodge Loop, Rocklin, CA?

4540 Gray Lodge Loop, Rocklin, CA is assigned to Sierra Elementary School (elementary), rated A; Spring View Middle School (middle), rated B-; Whitney High School (high), rated A. All sit in Rocklin Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4540 Gray Lodge Loop, Rocklin, CA compare to other homes in Rocklin 95677?

Among the 9,056 homes in Rocklin 95677, it is worth more than 56% of them ($681,900 against a typical $658,958), its price per square foot is higher than 22% of them ($315 against a typical $351), it is bigger than 63% of them (2,164 ft² against a typical 1,932 ft²) and it is newer than 97% of them (2021 against a typical 1989). Measured against all of Placer County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4540 Gray Lodge Loop, Rocklin, CA?

The 2025 property tax bill for 4540 Gray Lodge Loop, Rocklin, CA was $8,965. The county assessed it at $595,200.

More homes on Gray Lodge Loop

Closest homes

More homes in Rocklin 95677

Assigned schools

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