Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$557,258$498 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $260,000 on Apr 20, 2016

4540 MONTGOMERY ST

RIVERSIDE, CA 92503
4
Beds
2
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$557K
$524K low$591K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$260,000 · Apr 20, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$179,335
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$143,468
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$283,000
US BANK NA · recorded May 28, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$94,923
GUARANTEED RATE INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,485 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$313,935 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$72,444
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$241,491
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$307,780
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$384,570

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRIVERSIDE
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Rock / Gravel
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(13)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(4)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Foothill Elementary SchoolD+
Elementary · Grades KG–5 · 0.3 mi
M
Wells Middle SchoolD-
Middle · Grades 6–8 · 0.7 mi
H
La Sierra High SchoolC-
High · Grades 9–12 · 2.0 mi

District: Alvord Unified School District

Neighborhood · ZIP 92503These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.290

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.96,024
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,949 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,069
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,138
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4540 Montgomery St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Riverside 92503
  • Costs more per square foot than 94% of homes in Riverside County
  • Smaller than 89% of homes in Riverside County
  • Has a smaller lot than 87% of homes in Riverside 92503
  • Older than 81% of homes in Riverside County

What homes are worth in Riverside 92503

Each bar is how many homes fall in that price range. The marker is this home.

This home
$383K$1.1M

This home is worth more than 32% of homes in Riverside 92503.

How it measures up in Riverside 92503

The dot is this home. The mark in the middle is the typical home in Riverside 92503.

Estimated value$557,258
CheaperTypical $598,757Pricier

Pricier than 32% of homes nearby

Price per ft²$498
CheaperTypical $381Pricier

Pricier than 87% of homes nearby

Living area1,120 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.13 ac
SmallerTypical 0.19 acBigger

Bigger than 13% of homes nearby

Year built1973
OlderTypical 1978Newer

Newer than 36% of homes nearby

How 4540 Montgomery St ranks against every home in each area.
MeasureThis homeArlanzaRiverside 92503Riverside County
Estimated valuepricier than$557,25848% of homes32% of homes45% of homes
Price per ft²pricier than$49876% of homes87% of homes94% of homes
Living areabigger than1,120 ft²31% of homes17% of homes11% of homes
Lot sizebigger than0.13 ac21% of homes13% of homes17% of homes
Year builtnewer than197361% of homes36% of homes19% of homes

About 4540 Montgomery St

How much is 4540 Montgomery St, Riverside, CA worth?

The TopHap Estimate for 4540 Montgomery St, Riverside, CA is $557,258 as of Jul 14, 2026. The likely range is $523,690 to $590,826. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4540 Montgomery St, Riverside, CA last sell?

4540 Montgomery St, Riverside, CA last sold on Apr 20, 2016 for $260,000, according to the county's recorded deed. TopHap holds 8 recorded sales for this parcel.

How big is 4540 Montgomery St, Riverside, CA?

4540 Montgomery St, Riverside, CA has 4 bedrooms, 2 bathrooms, 1,120 square feet of living space and a 0.13-acre lot.

When was 4540 Montgomery St, Riverside, CA built?

4540 Montgomery St, Riverside, CA was built in 1973, making it 53 years old. The building has 1 story.

What schools serve 4540 Montgomery St, Riverside, CA?

4540 Montgomery St, Riverside, CA is assigned to Foothill Elementary School (elementary), rated D+; Wells Middle School (middle), rated D-; La Sierra High School (high), rated C-. All sit in Alvord Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4540 Montgomery St, Riverside, CA compare to other homes in Riverside 92503?

Among the 21,423 homes in Riverside 92503, it is worth more than 32% of them ($557,258 against a typical $598,757), its price per square foot is higher than 87% of them ($498 against a typical $381), it is bigger than 17% of them (1,120 ft² against a typical 1,540 ft²), its lot is bigger than 13% of them (0.13 ac against a typical 0.19 ac) and it is newer than 36% of them (1973 against a typical 1978). Measured against all of Riverside County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4540 Montgomery St, Riverside, CA?

The 2025 property tax bill for 4540 Montgomery St, Riverside, CA was $5,485. The county assessed it at $313,935.

More homes on Montgomery St

Closest homes

More homes in Riverside 92503

Assigned schools

Explore the area

See this home in context

Open 4540 Montgomery St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map