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Single Family ResidenceResidential
$121,186$100 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

4540 RIVER ST

OSCODA, MI 48750
3
Beds
1.5
Baths
1,211 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.

Valuation

$121K
$108K low$134K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,007 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$66,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$66,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$62,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$133,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyIOSCO
Lot (acres)The size of the land the home sits on, from county records.0.50
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Oscoda Area High SchoolA-
Middle · Grades 7–12 · 1.9 mi
E
Richardson Elementary SchoolB-
Elementary · Grades PK–6 · 2.1 mi

District: Oscoda Area Schools

Neighborhood · ZIP 48750These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.63%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.8,697
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.77 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$43,801
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$55,595
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4540 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 66% of homes in Iosco County
  • Has a bigger lot than 69% of homes in Oscoda 48750

What homes are worth in Oscoda 48750

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$459K

This home is worth more than 43% of homes in Oscoda 48750.

How it measures up in Oscoda 48750

The dot is this home. The mark in the middle is the typical home in Oscoda 48750.

Estimated value$121,186
CheaperTypical $133,040Pricier

Pricier than 43% of homes nearby

Price per ft²$100
CheaperTypical $111Pricier

Pricier than 37% of homes nearby

Living area1,211 ft²
SmallerTypical 1,255 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.5 ac
SmallerTypical 0.34 acBigger

Bigger than 69% of homes nearby

Year built1972
OlderTypical 1964Newer

Newer than 63% of homes nearby

How 4540 River St ranks against every home in each area.
MeasureThis homeOscoda 48750Iosco County
Estimated valuepricier than$121,18643% of homes42% of homes
Price per ft²pricier than$10037% of homes34% of homes
Living areabigger than1,211 ft²46% of homes51% of homes
Lot sizebigger than0.5 ac69% of homes56% of homes
Year builtnewer than197263% of homes61% of homes

About 4540 River St

How much is 4540 River St, Oscoda, MI worth?

The TopHap Estimate for 4540 River St, Oscoda, MI is $121,186 as of Aug 30, 2026. The likely range is $108,047 to $134,325. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4540 River St, Oscoda, MI last sell?

4540 River St, Oscoda, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4540 River St, Oscoda, MI?

4540 River St, Oscoda, MI has 3 bedrooms, 1.5 bathrooms, 1,211 square feet of living space and a 0.50-acre lot.

When was 4540 River St, Oscoda, MI built?

4540 River St, Oscoda, MI was built in 1972, making it 54 years old. It is a ranch home.

What schools serve 4540 River St, Oscoda, MI?

4540 River St, Oscoda, MI is assigned to Oscoda Area High School (middle), rated A-; Richardson Elementary School (elementary), rated B-. All sit in Oscoda Area Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4540 River St, Oscoda, MI compare to other homes in Oscoda 48750?

Among the 6,509 homes in Oscoda 48750, it is worth more than 43% of them ($121,186 against a typical $133,040), its price per square foot is higher than 37% of them ($100 against a typical $111), it is bigger than 46% of them (1,211 ft² against a typical 1,255 ft²), its lot is bigger than 69% of them (0.5 ac against a typical 0.34 ac) and it is newer than 63% of them (1972 against a typical 1964). Measured against all of Iosco County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4540 River St, Oscoda, MI?

The 2025 property tax bill for 4540 River St, Oscoda, MI was $1,007. The county assessed it at $66,500.

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