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Single Family ResidenceResidential
$258,047$132 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $136,820 on Aug 15, 2003

4540 RIVER ST

WILLOUGHBY, OH 44094
3
Beds
2
Baths
1,952 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$258K
$218K low$299K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$136,820 · Aug 15, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,872 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$87,040 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,370
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$68,670
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$87,040
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$248,690

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyLake
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1970
Lot (acres)The size of the land the home sits on, from county records.0.21
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 168 ft²Porch · 216 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
South High SchoolC+
High · Grades 9–12 · 1.0 mi
M
Willoughby Middle SchoolD+
Middle · Grades 6–8 · 1.2 mi
E
Edison Elementary SchoolC+
Elementary · Grades KG–5 · 1.9 mi

District: Willoughby-Eastlake City School District

Neighborhood · ZIP 44094These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.37,155
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.947 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,238
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,574
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4540 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 83% of homes in Willoughby 44094
  • Bigger than 72% of homes in Lake County
  • Has a smaller lot than 67% of homes in Willoughby 44094
  • Among the oldest homes in Willoughby 44094

What homes are worth in Willoughby 44094

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$868K

This home is worth more than 46% of homes in Willoughby 44094.

How it measures up in Willoughby 44094

The dot is this home. The mark in the middle is the typical home in Willoughby 44094.

Estimated value$258,047
CheaperTypical $276,243Pricier

Pricier than 46% of homes nearby

Price per ft²$132
CheaperTypical $171Pricier

Pricier than 17% of homes nearby

Living area1,952 ft²
SmallerTypical 1,586 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.21 ac
SmallerTypical 0.3 acBigger

Bigger than 33% of homes nearby

Year built1890
OlderTypical 1973Newer

Older than almost all homes nearby

How 4540 River St ranks against every home in each area.
MeasureThis homeWilloughby 44094Lake County
Estimated valuepricier than$258,04746% of homes57% of homes
Price per ft²pricier than$13217% of homes22% of homes
Living areabigger than1,952 ft²64% of homes72% of homes
Lot sizebigger than0.21 ac33% of homes38% of homes
Year builtnewer than1890almost no homesalmost no homes

About 4540 River St

How much is 4540 River St, Willoughby, OH worth?

The TopHap Estimate for 4540 River St, Willoughby, OH is $258,047 as of Oct 21, 2026. The likely range is $217,569 to $298,525. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4540 River St, Willoughby, OH last sell?

4540 River St, Willoughby, OH last sold on Aug 15, 2003 for $136,820, according to the county's recorded deed.

How big is 4540 River St, Willoughby, OH?

4540 River St, Willoughby, OH has 3 bedrooms, 2 bathrooms, 1,952 square feet of living space and a 0.21-acre lot.

When was 4540 River St, Willoughby, OH built?

4540 River St, Willoughby, OH was built in 1890, making it 136 years old. It is a colonial home. The building has 2 stories.

What schools serve 4540 River St, Willoughby, OH?

4540 River St, Willoughby, OH is assigned to South High School (high), rated C+; Willoughby Middle School (middle), rated D+; Edison Elementary School (elementary), rated C+. All sit in Willoughby-Eastlake City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4540 River St, Willoughby, OH compare to other homes in Willoughby 44094?

Among the 13,497 homes in Willoughby 44094, it is worth more than 46% of them ($258,047 against a typical $276,243), its price per square foot is higher than 17% of them ($132 against a typical $171), it is bigger than 64% of them (1,952 ft² against a typical 1,586 ft²), its lot is bigger than 33% of them (0.21 ac against a typical 0.3 ac) and it is newer than almost none of them (1890 against a typical 1973). Measured against all of Lake County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4540 River St, Willoughby, OH?

The 2025 property tax bill for 4540 River St, Willoughby, OH was $4,872. The county assessed it at $87,040.

More homes on River St

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