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Single Family ResidenceResidential
$602,254$332 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

45440 COTTAGE ROW

CHASSELL, MI 49916
3
Beds
1
Baths
1,816 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.68 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.

Valuation

$602K
$540K low$665K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$602,254
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$481,803

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,448 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$267,939 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$236,785
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$535,878

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
82
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
38
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
51
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.80 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHOUGHTON
Lot (acres)The size of the land the home sits on, from county records.0.68
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Houghton Middle SchoolA-
Middle · Grades 6–8 · 3.3 mi
H
Houghton Portage Township High SchoolA-
High · Grades 9–12 · 3.3 mi
E
Houghton Elementary SchoolB+
Elementary · Grades KG–5 · 3.9 mi

District: Houghton-Portage Township Schools

Neighborhood · ZIP 49916These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.2,881
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,725
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,591
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45440 Cottage Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Houghton County
  • Costs more per square foot than 93% of homes in Houghton County
  • Bigger than 77% of homes in Houghton County
  • Has a smaller lot than 69% of homes in Chassell 49916
  • Newer than 71% of homes in Houghton County

What homes are worth in Chassell 49916

Each bar is how many homes fall in that price range. The marker is this home.

This home
$101K$797K

This home is worth more than 92% of homes in Chassell 49916.

How it measures up in Chassell 49916

The dot is this home. The mark in the middle is the typical home in Chassell 49916.

Estimated value$602,254
CheaperTypical $309,156Pricier

Pricier than 92% of homes nearby

Price per ft²$332
CheaperTypical $218Pricier

Pricier than 85% of homes nearby

Living area1,816 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.68 ac
SmallerTypical 2.15 acBigger

Bigger than 31% of homes nearby

Year built1980
OlderTypical 1980Newer

Newer than 51% of homes nearby

How 45440 Cottage Row ranks against every home in each area.
MeasureThis homeChassell 49916Houghton County
Estimated valuepricier than$602,25492% of homes97% of homes
Price per ft²pricier than$33285% of homes93% of homes
Living areabigger than1,816 ft²76% of homes77% of homes
Lot sizebigger than0.68 ac31% of homes59% of homes
Year builtnewer than198051% of homes71% of homes

About 45440 Cottage Row

How much is 45440 Cottage Row, Chassell, MI worth?

The TopHap Estimate for 45440 Cottage Row, Chassell, MI is $602,254 as of Jul 14, 2026. The likely range is $539,975 to $664,533. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45440 Cottage Row, Chassell, MI last sell?

45440 Cottage Row, Chassell, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 45440 Cottage Row, Chassell, MI?

45440 Cottage Row, Chassell, MI has 3 bedrooms, 1 bathrooms, 1,816 square feet of living space and a 0.68-acre lot.

When was 45440 Cottage Row, Chassell, MI built?

45440 Cottage Row, Chassell, MI was built in 1980, making it 46 years old.

What schools serve 45440 Cottage Row, Chassell, MI?

45440 Cottage Row, Chassell, MI is assigned to Houghton Middle School (middle), rated A-; Houghton Portage Township High School (high), rated A-; Houghton Elementary School (elementary), rated B+. All sit in Houghton-Portage Township Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45440 Cottage Row, Chassell, MI compare to other homes in Chassell 49916?

Among the 1,451 homes in Chassell 49916, it is worth more than 92% of them ($602,254 against a typical $309,156), its price per square foot is higher than 85% of them ($332 against a typical $218), it is bigger than 76% of them (1,816 ft² against a typical 1,344 ft²), its lot is bigger than 31% of them (0.68 ac against a typical 2.15 ac) and it is newer than 51% of them (1980 against a typical 1980). Measured against all of Houghton County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45440 Cottage Row, Chassell, MI?

The 2025 property tax bill for 45440 Cottage Row, Chassell, MI was $4,448. The county assessed it at $267,939.

Closest homes

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Assigned schools

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