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Single Family ResidenceResidential
$1,815,130$1,322 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $765,000 on Sep 11, 2014

4550 GARNET ST

CAPITOLA, CA 95010
3
Beds
2
Baths
1,373 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,049 ft²
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.8M
$1.7M low$1.9M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$765,000 · Sep 11, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,932 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$944,187 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$562,682
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$381,505
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$925,673
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,127,520

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.22
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
23
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySANTA CRUZ
Lot (acres)The size of the land the home sits on, from county records.0.07
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 104 ft²Patio · 104 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
New Brighton Middle SchoolA-
Middle · Grades 6–8 · 0.8 mi
E
Soquel Elementary SchoolB-
Elementary · Grades KG–5 · 1.0 mi
H
Soquel High SchoolA+
High · Grades 9–12 · 1.3 mi

District: Soquel Elementary School District

Neighborhood · ZIP 95010These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.401

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.9,755
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,595 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,833
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,679
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4550 Garnet St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Santa Cruz County
  • Costs more per square foot than 95% of homes in Santa Cruz County
  • Has a smaller lot than 81% of homes in Santa Cruz County
  • Older than 85% of homes in Capitola 95010

What homes are worth in Capitola 95010

Each bar is how many homes fall in that price range. The marker is this home.

This home
$520K$3.1M

This home is worth more than 80% of homes in Capitola 95010.

How it measures up in Capitola 95010

The dot is this home. The mark in the middle is the typical home in Capitola 95010.

Estimated value$1,815,130
CheaperTypical $1,292,140Pricier

Pricier than 80% of homes nearby

Price per ft²$1322
CheaperTypical $913Pricier

Pricier than 82% of homes nearby

Living area1,373 ft²
SmallerTypical 1,240 ft²Bigger

Bigger than 59% of homes nearby

Lot size3,049 ft²
SmallerTypical 3,006 ft²Bigger

Bigger than 51% of homes nearby

Year built1949
OlderTypical 1973Newer

Newer than 15% of homes nearby

How 4550 Garnet St ranks against every home in each area.
MeasureThis homeCapitola 95010Santa Cruz County
Estimated valuepricier than$1,815,13080% of homes88% of homes
Price per ft²pricier than$132282% of homes95% of homes
Living areabigger than1,373 ft²59% of homes39% of homes
Lot sizebigger than3,049 ft²51% of homes19% of homes
Year builtnewer than194915% of homes22% of homes

About 4550 Garnet St

How much is 4550 Garnet St, Capitola, CA worth?

The TopHap Estimate for 4550 Garnet St, Capitola, CA is $1,815,130 as of Sep 24, 2026. The likely range is $1,702,899 to $1,927,361. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4550 Garnet St, Capitola, CA last sell?

4550 Garnet St, Capitola, CA last sold on Sep 11, 2014 for $765,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4550 Garnet St, Capitola, CA?

4550 Garnet St, Capitola, CA has 3 bedrooms, 2 bathrooms, 1,373 square feet of living space and a 0.07-acre lot.

When was 4550 Garnet St, Capitola, CA built?

4550 Garnet St, Capitola, CA was built in 1949, making it 77 years old.

What schools serve 4550 Garnet St, Capitola, CA?

4550 Garnet St, Capitola, CA is assigned to New Brighton Middle School (middle), rated A-; Soquel Elementary School (elementary), rated B-; Soquel High School (high), rated A+. All sit in Soquel Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4550 Garnet St, Capitola, CA compare to other homes in Capitola 95010?

Among the 3,818 homes in Capitola 95010, it is worth more than 80% of them ($1,815,130 against a typical $1,292,140), its price per square foot is higher than 82% of them ($1322 against a typical $913), it is bigger than 59% of them (1,373 ft² against a typical 1,240 ft²), its lot is bigger than 51% of them (3,049 ft² against a typical 3,006 ft²) and it is newer than 15% of them (1949 against a typical 1973). Measured against all of Santa Cruz County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4550 Garnet St, Capitola, CA?

The 2025 property tax bill for 4550 Garnet St, Capitola, CA was $11,932. The county assessed it at $944,187.

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