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Single Family ResidenceResidential
$522,467$264 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

45511 RIVER DR

MECKLING, SD 57069
3
Beds
2 / 1
Baths
1,979 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.62 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$522K
$431K low$614K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$411,967
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$329,574
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$110,500
FIRST BANK & TRUST · recorded Sep 21, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,347 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$362,677 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$78,354
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$284,323
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$362,677

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClay
Lot (acres)The size of the land the home sits on, from county records.2.62
ConstructionThe main material the home's frame and walls are built from.Metal Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Vermillion Middle SchoolA-
Middle · Grades 6–8 · 8.1 mi
H
Vermillion High SchoolD+
High · Grades 9–12 · 9.4 mi
E
Vermillion Elementary School
Elementary · Grades PK–5 · 10.2 mi

District: Vermillion School District 13-1

Neighborhood · ZIP 57069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.5%
PopulationHow many people live in this area.13,090
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,721
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,097
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45511 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Vermillion 57069
  • Costs more per square foot than 93% of homes in Vermillion 57069
  • Bigger than 68% of homes in Vermillion 57069
  • Has a bigger lot than 87% of homes in Vermillion 57069
  • Newer than 67% of homes in Clay County

What homes are worth in Vermillion 57069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$104K$644K

This home is worth more than 93% of homes in Vermillion 57069.

How it measures up in Vermillion 57069

The dot is this home. The mark in the middle is the typical home in Vermillion 57069.

Estimated value$522,467
CheaperTypical $278,236Pricier

Pricier than 93% of homes nearby

Price per ft²$264
CheaperTypical $162Pricier

Pricier than 93% of homes nearby

Living area1,979 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 68% of homes nearby

Lot size2.62 ac
SmallerTypical 0.26 acBigger

Bigger than 87% of homes nearby

Year built1980
OlderTypical 1971Newer

Newer than 66% of homes nearby

How 45511 River Dr ranks against every home in each area.
MeasureThis homeVermillion 57069Clay County
Estimated valuepricier than$522,46793% of homes90% of homes
Price per ft²pricier than$26493% of homes91% of homes
Living areabigger than1,979 ft²68% of homes68% of homes
Lot sizebigger than2.62 ac87% of homes78% of homes
Year builtnewer than198066% of homes67% of homes

About 45511 River Dr

How much is 45511 River Dr, Meckling, SD worth?

The TopHap Estimate for 45511 River Dr, Meckling, SD is $522,467 as of Jul 14, 2026. The likely range is $430,680 to $614,254. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 45511 River Dr, Meckling, SD?

45511 River Dr, Meckling, SD has 3 bedrooms, 2 bathrooms, 1,979 square feet of living space and a 2.62-acre lot.

When was 45511 River Dr, Meckling, SD built?

45511 River Dr, Meckling, SD was built in 1980, making it 46 years old. The building has 2 stories.

What schools serve 45511 River Dr, Meckling, SD?

45511 River Dr, Meckling, SD is assigned to Vermillion Middle School (middle), rated A-; Vermillion High School (high), rated D+; Vermillion Elementary School (elementary). All sit in Vermillion School District 13-1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45511 River Dr, Meckling, SD compare to other homes in Vermillion 57069?

Among the 3,471 homes in Vermillion 57069, it is worth more than 93% of them ($522,467 against a typical $278,236), its price per square foot is higher than 93% of them ($264 against a typical $162), it is bigger than 68% of them (1,979 ft² against a typical 1,600 ft²), its lot is bigger than 87% of them (2.62 ac against a typical 0.26 ac) and it is newer than 66% of them (1980 against a typical 1971). Measured against all of Clay County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45511 River Dr, Meckling, SD?

The 2025 property tax bill for 45511 River Dr, Meckling, SD was $5,347. The county assessed it at $362,677.

Closest homes

More homes in Meckling 57069

Assigned schools

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