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Single Family ResidenceResidential
$230,786$189 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

456 RIDGELAND AVE

VALPARAISO, IN 46385
3
Beds
1
Baths
1,224 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$231K
$215K low$246K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$83,286
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$66,629
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$121,500
FIRST RESIDENTIAL MTG NETWORK · R · recorded May 13, 2004
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$26,000
MERCANTILE NAT'L BANK INDIANA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,509 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$151,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$112,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$151,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$151,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPorter
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1959
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 100 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Benjamin Franklin Middle SchoolA-
Middle · Grades 6–8 · 0.2 mi
E
Memorial Elementary SchoolA
Elementary · Grades KG–5 · 0.4 mi
H
Valparaiso High SchoolA+
High · Grades 9–12 · 1.2 mi

District: Valparaiso Community Schools

Neighborhood · ZIP 46385These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.44,677
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.538 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,098
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,747
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

456 Ridgeland Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Valparaiso 46385
  • Smaller than 86% of homes in Valparaiso 46385
  • Has a smaller lot than 87% of homes in Valparaiso 46385
  • Older than 98% of homes in Valparaiso 46385

What homes are worth in Valparaiso 46385

Each bar is how many homes fall in that price range. The marker is this home.

This home
$169K$1M

This home is worth more than 17% of homes in Valparaiso 46385.

How it measures up in Valparaiso 46385

The dot is this home. The mark in the middle is the typical home in Valparaiso 46385.

Estimated value$230,786
CheaperTypical $373,923Pricier

Pricier than 17% of homes nearby

Price per ft²$189
CheaperTypical $190Pricier

Pricier than 48% of homes nearby

Living area1,224 ft²
SmallerTypical 1,948 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.18 ac
SmallerTypical 0.31 acBigger

Bigger than 13% of homes nearby

Year built1920
OlderTypical 1987Newer

Newer than 2% of homes nearby

How 456 Ridgeland Ave ranks against every home in each area.
MeasureThis homeValparaiso 46385Porter County
Estimated valuepricier than$230,78617% of homes19% of homes
Price per ft²pricier than$18948% of homes52% of homes
Living areabigger than1,224 ft²14% of homes17% of homes
Lot sizebigger than0.18 ac13% of homes13% of homes
Year builtnewer than19202% of homes4% of homes

About 456 Ridgeland Ave

How much is 456 Ridgeland Ave, Valparaiso, IN worth?

The TopHap Estimate for 456 Ridgeland Ave, Valparaiso, IN is $230,786 as of Jul 14, 2026. The likely range is $215,197 to $246,375. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 456 Ridgeland Ave, Valparaiso, IN last sell?

456 Ridgeland Ave, Valparaiso, IN last sold on Apr 1, 2005, according to the county's recorded deed.

How big is 456 Ridgeland Ave, Valparaiso, IN?

456 Ridgeland Ave, Valparaiso, IN has 3 bedrooms, 1 bathrooms, 1,224 square feet of living space and a 0.18-acre lot.

When was 456 Ridgeland Ave, Valparaiso, IN built?

456 Ridgeland Ave, Valparaiso, IN was built in 1920, making it 106 years old. The building has 1 story.

What schools serve 456 Ridgeland Ave, Valparaiso, IN?

456 Ridgeland Ave, Valparaiso, IN is assigned to Benjamin Franklin Middle School (middle), rated A-; Memorial Elementary School (elementary), rated A; Valparaiso High School (high), rated A+. All sit in Valparaiso Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 456 Ridgeland Ave, Valparaiso, IN compare to other homes in Valparaiso 46385?

Among the 16,199 homes in Valparaiso 46385, it is worth more than 17% of them ($230,786 against a typical $373,923), its price per square foot is higher than 48% of them ($189 against a typical $190), it is bigger than 14% of them (1,224 ft² against a typical 1,948 ft²), its lot is bigger than 13% of them (0.18 ac against a typical 0.31 ac) and it is newer than 2% of them (1920 against a typical 1987). Measured against all of Porter County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 456 Ridgeland Ave, Valparaiso, IN?

The 2025 property tax bill for 456 Ridgeland Ave, Valparaiso, IN was $3,509. The county assessed it at $151,800.

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