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Single Family ResidenceResidential
$277,658$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4574 RAINBOW RDG

ROCKFORD, IL 61109
3
Beds
1.5
Baths
1,684 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$278K
$242K low$314K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$105,158
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$84,126
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$122,500
BMO BANK NA · 8.13% 2 · recorded Apr 15, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
AMCORE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,820 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,489 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,484
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$54,005
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$59,239
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$196,467

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWINNEBAGO
Lot (acres)The size of the land the home sits on, from county records.0.60
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cherry Valley Elementary SchoolB+
Elementary · Grades KG–5 · 1.7 mi
H
Jefferson High SchoolF
High · Grades 9–12 · 1.8 mi
M
Flinn Middle SchoolC-
Middle · Grades 6–8 · 2.7 mi

District: Rockford School District 205

Neighborhood · ZIP 61109These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.26,851
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.669 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,982
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,739
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4574 Rainbow Rdg measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Rockford 61109
  • Costs more per square foot than 94% of homes in Rockford 61109
  • Has a bigger lot than 80% of homes in Winnebago County
  • Newer than 67% of homes in Rockford 61109

What homes are worth in Rockford 61109

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$391K

This home is worth more than 88% of homes in Rockford 61109.

How it measures up in Rockford 61109

The dot is this home. The mark in the middle is the typical home in Rockford 61109.

Estimated value$277,658
CheaperTypical $197,115Pricier

Pricier than 88% of homes nearby

Price per ft²$165
CheaperTypical $87Pricier

Pricier than 94% of homes nearby

Living area1,684 ft²
SmallerTypical 1,872 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.6 ac
SmallerTypical 0.31 acBigger

Bigger than 79% of homes nearby

Year built1976
OlderTypical 1970Newer

Newer than 67% of homes nearby

How 4574 Rainbow Rdg ranks against every home in each area.
MeasureThis homeRockford 61109Winnebago County
Estimated valuepricier than$277,65888% of homes75% of homes
Price per ft²pricier than$16594% of homes76% of homes
Living areabigger than1,684 ft²43% of homes57% of homes
Lot sizebigger than0.6 ac79% of homes80% of homes
Year builtnewer than197667% of homes64% of homes

About 4574 Rainbow Rdg

How much is 4574 Rainbow Rdg, Rockford, IL worth?

The TopHap Estimate for 4574 Rainbow Rdg, Rockford, IL is $277,658 as of Jul 14, 2026. The likely range is $241,750 to $313,566. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4574 Rainbow Rdg, Rockford, IL last sell?

4574 Rainbow Rdg, Rockford, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4574 Rainbow Rdg, Rockford, IL?

4574 Rainbow Rdg, Rockford, IL has 3 bedrooms, 1.5 bathrooms, 1,684 square feet of living space and a 0.60-acre lot.

When was 4574 Rainbow Rdg, Rockford, IL built?

4574 Rainbow Rdg, Rockford, IL was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 4574 Rainbow Rdg, Rockford, IL?

4574 Rainbow Rdg, Rockford, IL is assigned to Cherry Valley Elementary School (elementary), rated B+; Jefferson High School (high), rated F; Flinn Middle School (middle), rated C-. All sit in Rockford School District 205. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4574 Rainbow Rdg, Rockford, IL compare to other homes in Rockford 61109?

Among the 8,748 homes in Rockford 61109, it is worth more than 88% of them ($277,658 against a typical $197,115), its price per square foot is higher than 94% of them ($165 against a typical $87), it is bigger than 43% of them (1,684 ft² against a typical 1,872 ft²), its lot is bigger than 79% of them (0.6 ac against a typical 0.31 ac) and it is newer than 67% of them (1976 against a typical 1970). Measured against all of Winnebago County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4574 Rainbow Rdg, Rockford, IL?

The 2025 property tax bill for 4574 Rainbow Rdg, Rockford, IL was $1,820. The county assessed it at $65,489.

Closest homes

More homes in Rockford 61109

Assigned schools

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