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Single Family ResidenceResidential
$242,835$202 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4577 STATE ROUTE 14

ROCK STREAM, NY 14878
2
Beds
2 / 1
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.91 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$243K
$227K low$259K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$94,760
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$75,808
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.68%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$131,461
FIRST DIRECT LENDING LLC · recorded Jan 5, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$16,614
SERVU FEDERAL CREDIT UNION

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,275 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$195,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$159,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$195,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$200,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySchuyler
Lot (acres)The size of the land the home sits on, from county records.2.91
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 436 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Watkins Glen Central High SchoolB+
Middle · Grades 7–12 · 6.1 mi
E
Watkins Glen Elementary SchoolC+
Elementary · Grades PK–6 · 6.2 mi

District: Watkins Glen Central School District

Neighborhood · ZIP 14878These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.906
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,197
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,706
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4577 State Route 14 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 74% of homes in Schuyler County
  • Smaller than 70% of homes in Schuyler County

What homes are worth in Rock Stream 14878

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$967K

This home is worth more than 38% of homes in Rock Stream 14878.

How it measures up in Rock Stream 14878

The dot is this home. The mark in the middle is the typical home in Rock Stream 14878.

Estimated value$242,835
CheaperTypical $284,701Pricier

Pricier than 38% of homes nearby

Price per ft²$202
CheaperTypical $165Pricier

Pricier than 66% of homes nearby

Living area1,200 ft²
SmallerTypical 1,516 ft²Bigger

Bigger than 32% of homes nearby

Lot size2.91 ac
SmallerTypical 5 acBigger

Bigger than 39% of homes nearby

Year built1969
OlderTypical 1967Newer

Newer than 54% of homes nearby

How 4577 State Route 14 ranks against every home in each area.
MeasureThis homeRock Stream 14878Schuyler County
Estimated valuepricier than$242,83538% of homes54% of homes
Price per ft²pricier than$20266% of homes74% of homes
Living areabigger than1,200 ft²32% of homes30% of homes
Lot sizebigger than2.91 ac39% of homes58% of homes
Year builtnewer than196954% of homes53% of homes

About 4577 State Route 14

How much is 4577 State Route 14, Rock Stream, NY worth?

The TopHap Estimate for 4577 State Route 14, Rock Stream, NY is $242,835 as of Jul 14, 2026. The likely range is $226,760 to $258,910. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4577 State Route 14, Rock Stream, NY?

4577 State Route 14, Rock Stream, NY has 2 bedrooms, 2 bathrooms, 1,200 square feet of living space and a 2.91-acre lot.

When was 4577 State Route 14, Rock Stream, NY built?

4577 State Route 14, Rock Stream, NY was built in 1969, making it 57 years old. It is a ranch home. The building has 1 story.

What schools serve 4577 State Route 14, Rock Stream, NY?

4577 State Route 14, Rock Stream, NY is assigned to Watkins Glen Central High School (middle), rated B+; Watkins Glen Elementary School (elementary), rated C+. All sit in Watkins Glen Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4577 State Route 14, Rock Stream, NY compare to other homes in Rock Stream 14878?

Among the 445 homes in Rock Stream 14878, it is worth more than 38% of them ($242,835 against a typical $284,701), its price per square foot is higher than 66% of them ($202 against a typical $165), it is bigger than 32% of them (1,200 ft² against a typical 1,516 ft²), its lot is bigger than 39% of them (2.91 ac against a typical 5 ac) and it is newer than 54% of them (1969 against a typical 1967). Measured against all of Schuyler County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4577 State Route 14, Rock Stream, NY?

The 2025 property tax bill for 4577 State Route 14, Rock Stream, NY was $1,275. The county assessed it at $195,700.

More homes on State Route 14

Closest homes

More homes in Rock Stream 14878

Assigned schools

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