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Single Family ResidenceResidential
$271,055$257 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $266,900 on Jan 23, 2002

4586 245TH ST

FOREST LAKE, MN 55025
3
Beds
1
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.74 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$271K
$239K low$303K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$266,900 · Jan 23, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,140 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$374,800 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$394,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$386,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
95
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
55
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.111 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Entry
CountyChisago
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2007
Lot (acres)The size of the land the home sits on, from county records.5.74
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Columbus Elementary SchoolA-
Elementary · Grades KG–5 · 2.3 mi
H
Forest Lake Area High SchoolB+
High · Grades 9–12 · 3.7 mi
M
Forest Lake Area Middle SchoolB+
Middle · Grades 6–8 · 3.7 mi

District: Forest Lake Public School District

Neighborhood · ZIP 55025These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.28,297
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.331 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,852
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,578
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4586 245th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Forest Lake 55025
  • Costs more per square foot than 83% of homes in Chisago County
  • Smaller than 85% of homes in Forest Lake 55025
  • Has a bigger lot than 91% of homes in Forest Lake 55025

What homes are worth in Forest Lake 55025

Each bar is how many homes fall in that price range. The marker is this home.

This home
$174K$808K

This home is worth more than 33% of homes in Forest Lake 55025.

How it measures up in Forest Lake 55025

The dot is this home. The mark in the middle is the typical home in Forest Lake 55025.

Estimated value$271,055
CheaperTypical $315,858Pricier

Pricier than 33% of homes nearby

Price per ft²$257
CheaperTypical $215Pricier

Pricier than 73% of homes nearby

Living area1,056 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 15% of homes nearby

Lot size5.74 ac
SmallerTypical 0.45 acBigger

Bigger than 91% of homes nearby

Year built1990
OlderTypical 1990Newer

Newer than 51% of homes nearby

How 4586 245th St ranks against every home in each area.
MeasureThis homeForest Lake 55025Chisago County
Estimated valuepricier than$271,05533% of homes56% of homes
Price per ft²pricier than$25773% of homes83% of homes
Living areabigger than1,056 ft²15% of homes24% of homes
Lot sizebigger than5.74 ac91% of homes77% of homes
Year builtnewer than199051% of homes44% of homes

About 4586 245th St

How much is 4586 245th St, Forest Lake, MN worth?

The TopHap Estimate for 4586 245th St, Forest Lake, MN is $271,055 as of Aug 30, 2026. The likely range is $238,690 to $303,420. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4586 245th St, Forest Lake, MN last sell?

4586 245th St, Forest Lake, MN last sold on Jan 23, 2002 for $266,900, according to the county's recorded deed.

How big is 4586 245th St, Forest Lake, MN?

4586 245th St, Forest Lake, MN has 3 bedrooms, 1 bathrooms, 1,056 square feet of living space and a 5.74-acre lot.

When was 4586 245th St, Forest Lake, MN built?

4586 245th St, Forest Lake, MN was built in 1990, making it 36 years old. It is a split entry home. The building has 1 story.

What schools serve 4586 245th St, Forest Lake, MN?

4586 245th St, Forest Lake, MN is assigned to Columbus Elementary School (elementary), rated A-; Forest Lake Area High School (high), rated B+; Forest Lake Area Middle School (middle), rated B+. All sit in Forest Lake Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4586 245th St, Forest Lake, MN compare to other homes in Forest Lake 55025?

Among the 9,608 homes in Forest Lake 55025, it is worth more than 33% of them ($271,055 against a typical $315,858), its price per square foot is higher than 73% of them ($257 against a typical $215), it is bigger than 15% of them (1,056 ft² against a typical 1,456 ft²), its lot is bigger than 91% of them (5.74 ac against a typical 0.45 ac) and it is newer than 51% of them (1990 against a typical 1990). Measured against all of Chisago County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4586 245th St, Forest Lake, MN?

The 2025 property tax bill for 4586 245th St, Forest Lake, MN was $5,140. The county assessed it at $374,800.

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