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Single Family ResidenceResidential
$345,251$202 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $274,000 on Mar 12, 2021

45905 440TH ST

PERHAM, MN 56573
3
Beds
2
Baths
1,712 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$345K
$322K low$368K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$274,000 · Mar 12, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,780 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$339,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$279,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$390,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$339,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
30
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
46
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyOTTER TAIL
Lot (acres)The size of the land the home sits on, from county records.5.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 264 ft²Porch · 96 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Heart of the Lake Elementary SchoolB
Elementary · Grades PK–4 · 2.4 mi
M
Prairie Wind Middle SchoolB-
Middle · Grades 5–8 · 2.5 mi
H
Perham Senior High SchoolB
High · Grades 9–12 · 2.6 mi

District: Perham-Dent Public School District

Neighborhood · ZIP 56573These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,882
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.44 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,014
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,433
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.25 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45905 440th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 87% of homes in Perham 56573
  • Bigger than 90% of homes in Otter Tail County
  • Has a bigger lot than 83% of homes in Perham 56573

What homes are worth in Perham 56573

Each bar is how many homes fall in that price range. The marker is this home.

This home
$125K$796K

This home is worth more than 53% of homes in Perham 56573.

How it measures up in Perham 56573

The dot is this home. The mark in the middle is the typical home in Perham 56573.

Estimated value$345,251
CheaperTypical $331,008Pricier

Pricier than 53% of homes nearby

Price per ft²$202
CheaperTypical $303Pricier

Pricier than 13% of homes nearby

Living area1,712 ft²
SmallerTypical 1,120 ft²Bigger

Bigger than 87% of homes nearby

Lot size5 ac
SmallerTypical 0.62 acBigger

Bigger than 83% of homes nearby

Year built1993
OlderTypical 1989Newer

Newer than 54% of homes nearby

How 45905 440th St ranks against every home in each area.
MeasureThis homePerham 56573Otter Tail County
Estimated valuepricier than$345,25153% of homes56% of homes
Price per ft²pricier than$20213% of homes19% of homes
Living areabigger than1,712 ft²87% of homes90% of homes
Lot sizebigger than5 ac83% of homes77% of homes
Year builtnewer than199354% of homes62% of homes

About 45905 440th St

How much is 45905 440th St, Perham, MN worth?

The TopHap Estimate for 45905 440th St, Perham, MN is $345,251 as of Sep 24, 2026. The likely range is $322,161 to $368,341. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45905 440th St, Perham, MN last sell?

45905 440th St, Perham, MN last sold on Mar 12, 2021 for $274,000, according to the county's recorded deed.

How big is 45905 440th St, Perham, MN?

45905 440th St, Perham, MN has 3 bedrooms, 2 bathrooms, 1,712 square feet of living space and a 5.00-acre lot.

When was 45905 440th St, Perham, MN built?

45905 440th St, Perham, MN was built in 1993, making it 33 years old. It is a a-frame home. The building has 1 story.

What schools serve 45905 440th St, Perham, MN?

45905 440th St, Perham, MN is assigned to Heart of the Lake Elementary School (elementary), rated B; Prairie Wind Middle School (middle), rated B-; Perham Senior High School (high), rated B. All sit in Perham-Dent Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45905 440th St, Perham, MN compare to other homes in Perham 56573?

Among the 4,491 homes in Perham 56573, it is worth more than 53% of them ($345,251 against a typical $331,008), its price per square foot is higher than 13% of them ($202 against a typical $303), it is bigger than 87% of them (1,712 ft² against a typical 1,120 ft²), its lot is bigger than 83% of them (5 ac against a typical 0.62 ac) and it is newer than 54% of them (1993 against a typical 1989). Measured against all of Otter Tail County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45905 440th St, Perham, MN?

The 2026 property tax bill for 45905 440th St, Perham, MN was $2,780. The county assessed it at $339,000.

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