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Single Family ResidenceResidential
$115,979$45 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

4595 SPECK RIDGE RD

ELK HORN, KY 42733
3
Beds
2 / 1
Baths
2,592 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.53 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.

Valuation

$116K
$96K low$136K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$669 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$56,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$56,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$56,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$56,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAdair
Lot (acres)The size of the land the home sits on, from county records.1.53
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 432 ft²Outdoor kitchen

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Adair County High SchoolC+
High · Grades 9–12 · 16.1 mi
M
Adair County Middle SchoolC+
Middle · Grades 6–8 · 16.3 mi
E
Adair County Primary Center
Elementary · Grades PK–2 · 16.3 mi

District: Adair County School District

Neighborhood · ZIP 42733These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.129
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.1.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.1,692
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,160
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,955
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4595 Speck Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Elk Horn 42733
  • Costs less per square foot than 98% of homes in Elk Horn 42733
  • Bigger than 97% of homes in Elk Horn 42733
  • Has a smaller lot than 72% of homes in Elk Horn 42733
  • Newer than 75% of homes in Adair County

What homes are worth in Elk Horn 42733

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$546K

This home is worth more than 18% of homes in Elk Horn 42733.

How it measures up in Elk Horn 42733

The dot is this home. The mark in the middle is the typical home in Elk Horn 42733.

Estimated value$115,979
CheaperTypical $192,202Pricier

Pricier than 18% of homes nearby

Price per ft²$45
CheaperTypical $146Pricier

Pricier than 2% of homes nearby

Living area2,592 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 97% of homes nearby

Lot size1.53 ac
SmallerTypical 5 acBigger

Bigger than 28% of homes nearby

Year built2001
OlderTypical 1997Newer

Newer than 65% of homes nearby

How 4595 Speck Ridge Rd ranks against every home in each area.
MeasureThis homeElk Horn 42733Adair County
Estimated valuepricier than$115,97918% of homes44% of homes
Price per ft²pricier than$452% of homes4% of homes
Living areabigger than2,592 ft²97% of homes94% of homes
Lot sizebigger than1.53 ac28% of homes50% of homes
Year builtnewer than200165% of homes75% of homes

About 4595 Speck Ridge Rd

How much is 4595 Speck Ridge Rd, Elk Horn, KY worth?

The TopHap Estimate for 4595 Speck Ridge Rd, Elk Horn, KY is $115,979 as of Sep 24, 2026. The likely range is $95,540 to $136,418. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4595 Speck Ridge Rd, Elk Horn, KY?

4595 Speck Ridge Rd, Elk Horn, KY has 3 bedrooms, 2 bathrooms, 2,592 square feet of living space and a 1.53-acre lot.

When was 4595 Speck Ridge Rd, Elk Horn, KY built?

4595 Speck Ridge Rd, Elk Horn, KY was built in 2001, making it 25 years old.

What schools serve 4595 Speck Ridge Rd, Elk Horn, KY?

4595 Speck Ridge Rd, Elk Horn, KY is assigned to Adair County High School (high), rated C+; Adair County Middle School (middle), rated C+; Adair County Primary Center (elementary). All sit in Adair County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4595 Speck Ridge Rd, Elk Horn, KY compare to other homes in Elk Horn 42733?

Among the 662 homes in Elk Horn 42733, it is worth more than 18% of them ($115,979 against a typical $192,202), its price per square foot is higher than 2% of them ($45 against a typical $146), it is bigger than 97% of them (2,592 ft² against a typical 1,280 ft²), its lot is bigger than 28% of them (1.53 ac against a typical 5 ac) and it is newer than 65% of them (2001 against a typical 1997). Measured against all of Adair County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4595 Speck Ridge Rd, Elk Horn, KY?

The 2025 property tax bill for 4595 Speck Ridge Rd, Elk Horn, KY was $669. The county assessed it at $56,500.

More homes on Speck Ridge Rd

Closest homes

More homes in Elk Horn 42733

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