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Single Family ResidenceResidential
$715,858$295 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

45951 MCKAY CREEK RD

PILOT ROCK, OR 97868
2
Beds
3 / 1
Baths
2,425 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
19.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$716K
$487K low$945K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,683 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$539,260 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$147,950
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$391,310
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$523,560
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$738,530

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.67
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
86
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
42
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
65
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUmatilla
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.19.60
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.GazeboPatio · 862 ft²Porch · 136 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Pilot Rock Jr. / Sr. High SchoolB
Middle · Grades 7–12 · 6.2 mi
E
Pilot Rock Elementary SchoolC+
Elementary · Grades PK–6 · 6.3 mi

District: Pilot Rock School District 2

Neighborhood · ZIP 97868These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.163
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.117
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,460
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,957
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,689
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45951 Mckay Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Pilot Rock 97868
  • Costs more per square foot than 94% of homes in Pilot Rock 97868
  • Bigger than 91% of homes in Pilot Rock 97868
  • Has a bigger lot than 94% of homes in Umatilla County
  • Newer than 75% of homes in Pilot Rock 97868

What homes are worth in Pilot Rock 97868

Each bar is how many homes fall in that price range. The marker is this home.

This home
$97K$683K

This home is worth more than almost all homes in Pilot Rock 97868.

How it measures up in Pilot Rock 97868

The dot is this home. The mark in the middle is the typical home in Pilot Rock 97868.

Estimated value$715,858
CheaperTypical $226,061Pricier

Pricier than almost all homes nearby

Price per ft²$295
CheaperTypical $179Pricier

Pricier than 94% of homes nearby

Living area2,425 ft²
SmallerTypical 1,358 ft²Bigger

Bigger than 91% of homes nearby

Lot size19.6 ac
SmallerTypical 0.24 acBigger

Bigger than 85% of homes nearby

Year built1985
OlderTypical 1959Newer

Newer than 75% of homes nearby

How 45951 Mckay Creek Rd ranks against every home in each area.
MeasureThis homePilot Rock 97868Umatilla County
Estimated valuepricier than$715,858almost all homes98% of homes
Price per ft²pricier than$29594% of homes94% of homes
Living areabigger than2,425 ft²91% of homes89% of homes
Lot sizebigger than19.6 ac85% of homes94% of homes
Year builtnewer than198575% of homes60% of homes

About 45951 Mckay Creek Rd

How much is 45951 Mckay Creek Rd, Pilot Rock, OR worth?

The TopHap Estimate for 45951 Mckay Creek Rd, Pilot Rock, OR is $715,858 as of Jul 14, 2026. The likely range is $487,008 to $944,708. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 45951 Mckay Creek Rd, Pilot Rock, OR?

45951 Mckay Creek Rd, Pilot Rock, OR has 2 bedrooms, 3 bathrooms, 2,425 square feet of living space and a 19.60-acre lot.

When was 45951 Mckay Creek Rd, Pilot Rock, OR built?

45951 Mckay Creek Rd, Pilot Rock, OR was built in 1985, making it 41 years old. The building has 1 story.

What schools serve 45951 Mckay Creek Rd, Pilot Rock, OR?

45951 Mckay Creek Rd, Pilot Rock, OR is assigned to Pilot Rock Jr. / Sr. High School (middle), rated B; Pilot Rock Elementary School (elementary), rated C+. All sit in Pilot Rock School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45951 Mckay Creek Rd, Pilot Rock, OR compare to other homes in Pilot Rock 97868?

Among the 976 homes in Pilot Rock 97868, it is worth more than almost all of them ($715,858 against a typical $226,061), its price per square foot is higher than 94% of them ($295 against a typical $179), it is bigger than 91% of them (2,425 ft² against a typical 1,358 ft²), its lot is bigger than 85% of them (19.6 ac against a typical 0.24 ac) and it is newer than 75% of them (1985 against a typical 1959). Measured against all of Umatilla County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45951 Mckay Creek Rd, Pilot Rock, OR?

The 2025 property tax bill for 45951 Mckay Creek Rd, Pilot Rock, OR was $6,683. The county assessed it at $539,260.

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Assigned schools

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