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Single Family ResidenceResidential

46 OUTER DR

SILVER BAY, MN 55614
3
Beds
2
Baths
1,904 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,520 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$154,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$64,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$90,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$159,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$154,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLAKE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.SaunaDeck · 540 ft²Porch · 336 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
William Kelley Elementary SchoolB
Elementary · Grades PK–5 · 0.9 mi
M
William M. Kelley Secondary SchoolC
Middle · Grades 6–12 · 0.9 mi

District: Lake Superior Public School District

Neighborhood · ZIP 55614These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.7

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,605
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,539
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,394
Average tempThe average temperature here across a full year.38°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

46 Outer Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 96% of homes in Silver Bay 55614
  • Has a smaller lot than 78% of homes in Silver Bay 55614
  • Older than 68% of homes in Lake County

How it measures up in Silver Bay 55614

The dot is this home. The mark in the middle is the typical home in Silver Bay 55614.

Living area1,904 ft²
SmallerTypical 960 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.21 ac
SmallerTypical 0.28 acBigger

Bigger than 22% of homes nearby

Year built1957
OlderTypical 1958Newer

Newer than 49% of homes nearby

How 46 Outer Dr ranks against every home in each area.
MeasureThis homeSilver Bay 55614Lake County
Living areabigger than1,904 ft²96% of homes95% of homes
Lot sizebigger than0.21 ac22% of homes26% of homes
Year builtnewer than195749% of homes32% of homes

About 46 Outer Dr

When did 46 Outer Dr, Silver Bay, MN last sell?

46 Outer Dr, Silver Bay, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 46 Outer Dr, Silver Bay, MN?

46 Outer Dr, Silver Bay, MN has 3 bedrooms, 2 bathrooms, 1,904 square feet of living space and a 0.21-acre lot.

When was 46 Outer Dr, Silver Bay, MN built?

46 Outer Dr, Silver Bay, MN was built in 1957, making it 69 years old. The building has 1 story.

What schools serve 46 Outer Dr, Silver Bay, MN?

46 Outer Dr, Silver Bay, MN is assigned to William Kelley Elementary School (elementary), rated B; William M. Kelley Secondary School (middle), rated C. All sit in Lake Superior Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 46 Outer Dr, Silver Bay, MN compare to other homes in Silver Bay 55614?

Among the 1,738 homes in Silver Bay 55614, it is bigger than 96% of them (1,904 ft² against a typical 960 ft²), its lot is bigger than 22% of them (0.21 ac against a typical 0.28 ac) and it is newer than 49% of them (1957 against a typical 1958). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 46 Outer Dr, Silver Bay, MN?

The 2026 property tax bill for 46 Outer Dr, Silver Bay, MN was $1,520. The county assessed it at $154,800.

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