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Single Family ResidenceResidential
$643,423
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $426,000 on Aug 16, 2007

46 RICHARD AVE

ISLIP TERRACE, NY 11752
0
Baths
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$643K
$582K low$705K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$426,000 · Aug 16, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$599,271
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$479,417
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.7%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$43,000
NASSAU EDUCATORS FCU · recorded Aug 14, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,152
BANK OF AMERICA

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$37,750 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$30,850
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,750
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$531,690

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySuffolk
Lot (acres)The size of the land the home sits on, from county records.0.21
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
East Islip High SchoolA
High · Grades 9–12 · 0.4 mi
M
East Islip Middle SchoolC+
Middle · Grades 6–8 · 0.4 mi
E
Connetquot Elementary School
Elementary · Grades KG–2 · 1.0 mi

District: East Islip Union Free School District

Neighborhood · ZIP 11752These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.43
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.9,076
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,454 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$142,239
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$153,915
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

46 Richard Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 74% of homes in Islip Terrace 11752

What homes are worth in Islip Terrace 11752

Each bar is how many homes fall in that price range. The marker is this home.

This home
$509K$934K

This home is worth more than 45% of homes in Islip Terrace 11752.

How it measures up in Islip Terrace 11752

The dot is this home. The mark in the middle is the typical home in Islip Terrace 11752.

Estimated value$643,423
CheaperTypical $654,891Pricier

Pricier than 45% of homes nearby

Lot size0.21 ac
SmallerTypical 0.27 acBigger

Bigger than 26% of homes nearby

How 46 Richard Ave ranks against every home in each area.
MeasureThis homeIslip TerraceIslip Terrace 11752Suffolk County
Estimated valuepricier than$643,42348% of homes45% of homes39% of homes
Lot sizebigger than0.21 ac36% of homes26% of homes31% of homes

About 46 Richard Ave

How much is 46 Richard Ave, Islip Terrace, NY worth?

The TopHap Estimate for 46 Richard Ave, Islip Terrace, NY is $643,423 as of Jul 14, 2026. The likely range is $582,311 to $704,535. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 46 Richard Ave, Islip Terrace, NY last sell?

46 Richard Ave, Islip Terrace, NY last sold on Aug 16, 2007 for $426,000, according to the county's recorded deed.

What schools serve 46 Richard Ave, Islip Terrace, NY?

46 Richard Ave, Islip Terrace, NY is assigned to East Islip High School (high), rated A; East Islip Middle School (middle), rated C+; Connetquot Elementary School (elementary). All sit in East Islip Union Free School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 46 Richard Ave, Islip Terrace, NY compare to other homes in Islip Terrace 11752?

Among the 2,901 homes in Islip Terrace 11752, it is worth more than 45% of them ($643,423 against a typical $654,891) and its lot is bigger than 26% of them (0.21 ac against a typical 0.27 ac). Measured against all of Suffolk County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Islip Terrace 11752

Assigned schools

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