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Single Family ResidenceResidential
$543,953$461 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

46 ROCKY POINT DR

MONMOUTH, ME 04259
2
Beds
1
Baths
1,179 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$544K
$406K low$682K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$393,953
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$315,162
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
CAMDEN NATIONAL BANK · recorded Oct 22, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,259 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$373,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$183,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$190,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$225,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$410,210

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.114 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyKENNEBEC
Lot (acres)The size of the land the home sits on, from county records.0.31
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Monmouth AcademyB-
High · Grades 9–12 · 4.0 mi
E
Monmouth Memorial SchoolB
Elementary · Grades PK–8 · 4.0 mi

District: Regional School Unit 02

Neighborhood · ZIP 04259These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,426
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,246
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,357
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

46 Rocky Point Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Kennebec County
  • Costs more per square foot than 92% of homes in Kennebec County
  • Has a smaller lot than 92% of homes in Monmouth 04259
  • Older than 67% of homes in Monmouth 04259

What homes are worth in Monmouth 04259

Each bar is how many homes fall in that price range. The marker is this home.

This home
$152K$1M

This home is worth more than 81% of homes in Monmouth 04259.

How it measures up in Monmouth 04259

The dot is this home. The mark in the middle is the typical home in Monmouth 04259.

Estimated value$543,953
CheaperTypical $375,509Pricier

Pricier than 81% of homes nearby

Price per ft²$461
CheaperTypical $266Pricier

Pricier than 87% of homes nearby

Living area1,179 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.31 ac
SmallerTypical 1.52 acBigger

Bigger than 8% of homes nearby

Year built1965
OlderTypical 1977Newer

Newer than 33% of homes nearby

How 46 Rocky Point Dr ranks against every home in each area.
MeasureThis homeMonmouth 04259Kennebec County
Estimated valuepricier than$543,95381% of homes92% of homes
Price per ft²pricier than$46187% of homes92% of homes
Living areabigger than1,179 ft²40% of homes39% of homes
Lot sizebigger than0.31 ac8% of homes21% of homes
Year builtnewer than196533% of homes46% of homes

About 46 Rocky Point Dr

How much is 46 Rocky Point Dr, Monmouth, ME worth?

The TopHap Estimate for 46 Rocky Point Dr, Monmouth, ME is $543,953 as of Jul 14, 2026. The likely range is $406,106 to $681,800. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 46 Rocky Point Dr, Monmouth, ME last sell?

46 Rocky Point Dr, Monmouth, ME last sold on Feb 13, 2006, according to the county's recorded deed.

How big is 46 Rocky Point Dr, Monmouth, ME?

46 Rocky Point Dr, Monmouth, ME has 2 bedrooms, 1 bathrooms, 1,179 square feet of living space and a 0.31-acre lot.

When was 46 Rocky Point Dr, Monmouth, ME built?

46 Rocky Point Dr, Monmouth, ME was built in 1965, making it 61 years old. It is a ranch home. The building has 1 story.

What schools serve 46 Rocky Point Dr, Monmouth, ME?

46 Rocky Point Dr, Monmouth, ME is assigned to Monmouth Academy (high), rated B-; Monmouth Memorial School (elementary), rated B. All sit in Regional School Unit 02. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 46 Rocky Point Dr, Monmouth, ME compare to other homes in Monmouth 04259?

Among the 1,684 homes in Monmouth 04259, it is worth more than 81% of them ($543,953 against a typical $375,509), its price per square foot is higher than 87% of them ($461 against a typical $266), it is bigger than 40% of them (1,179 ft² against a typical 1,344 ft²), its lot is bigger than 8% of them (0.31 ac against a typical 1.52 ac) and it is newer than 33% of them (1965 against a typical 1977). Measured against all of Kennebec County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 46 Rocky Point Dr, Monmouth, ME?

The 2025 property tax bill for 46 Rocky Point Dr, Monmouth, ME was $4,259. The county assessed it at $373,600.

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