Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$210,815$106 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $73,500 on Apr 9, 2003

46 RUMSEY ST

BATH, NY 14810
4
Beds
1
Baths
1,980 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1876
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$211K
$197K low$224K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$73,500 · Apr 9, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$137,815
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$110,252
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$73,000
STEUBEN TRUST CO · recorded Jun 15, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,736 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$140,700 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$127,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$140,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$140,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySteuben
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1950
Lot (acres)The size of the land the home sits on, from county records.0.36
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 777 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Haverling Senior High SchoolC+
High · Grades 9–12 · 0.7 mi
M
Dana L Lyon Middle SchoolC-
Middle · Grades 4–8 · 0.7 mi
E
Vernon E Wightman Primary SchoolD-
Elementary · Grades PK–4 · 0.9 mi

District: Bath Central School District

Neighborhood · ZIP 14810These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.11,185
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.93 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,603
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,964
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

46 Rumsey St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Bath 14810
  • Bigger than 76% of homes in Bath 14810
  • Has a smaller lot than 67% of homes in Bath 14810
  • Older than 91% of homes in Steuben County

What homes are worth in Bath 14810

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$420K

This home is worth more than 71% of homes in Bath 14810.

How it measures up in Bath 14810

The dot is this home. The mark in the middle is the typical home in Bath 14810.

Estimated value$210,815
CheaperTypical $163,371Pricier

Pricier than 71% of homes nearby

Price per ft²$106
CheaperTypical $108Pricier

Pricier than 49% of homes nearby

Living area1,980 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.36 ac
SmallerTypical 0.68 acBigger

Bigger than 33% of homes nearby

Year built1876
OlderTypical 1954Newer

Newer than 11% of homes nearby

How 46 Rumsey St ranks against every home in each area.
MeasureThis homeBath 14810Steuben County
Estimated valuepricier than$210,81571% of homes69% of homes
Price per ft²pricier than$10649% of homes50% of homes
Living areabigger than1,980 ft²76% of homes75% of homes
Lot sizebigger than0.36 ac33% of homes36% of homes
Year builtnewer than187611% of homes9% of homes

About 46 Rumsey St

How much is 46 Rumsey St, Bath, NY worth?

The TopHap Estimate for 46 Rumsey St, Bath, NY is $210,815 as of Jul 14, 2026. The likely range is $197,422 to $224,208. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 46 Rumsey St, Bath, NY last sell?

46 Rumsey St, Bath, NY last sold on Apr 9, 2003 for $73,500, according to the county's recorded deed.

How big is 46 Rumsey St, Bath, NY?

46 Rumsey St, Bath, NY has 4 bedrooms, 1 bathrooms, 1,980 square feet of living space and a 0.36-acre lot.

When was 46 Rumsey St, Bath, NY built?

46 Rumsey St, Bath, NY was built in 1876, making it 150 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 46 Rumsey St, Bath, NY?

46 Rumsey St, Bath, NY is assigned to Haverling Senior High School (high), rated C+; Dana L Lyon Middle School (middle), rated C-; Vernon E Wightman Primary School (elementary), rated D-. All sit in Bath Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 46 Rumsey St, Bath, NY compare to other homes in Bath 14810?

Among the 4,019 homes in Bath 14810, it is worth more than 71% of them ($210,815 against a typical $163,371), its price per square foot is higher than 49% of them ($106 against a typical $108), it is bigger than 76% of them (1,980 ft² against a typical 1,540 ft²), its lot is bigger than 33% of them (0.36 ac against a typical 0.68 ac) and it is newer than 11% of them (1876 against a typical 1954). Measured against all of Steuben County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 46 Rumsey St, Bath, NY?

The 2024 property tax bill for 46 Rumsey St, Bath, NY was $4,736. The county assessed it at $140,700.

Closest homes

More homes in Bath 14810

Assigned schools

Explore the area

See this home in context

Open 46 Rumsey St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map