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Residential (General/Single)Residential
$569,365$259 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

46 SPENCER PL

GARFIELD, NJ 07026
0
Baths
2,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,723 ft²
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$569K
$530K low$608K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,880 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$226,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$72,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$154,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$226,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$226,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.06
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
James Madison School #10A
Elementary · Grades PK–5 · 0.1 mi
H
Garfield High SchoolD
High · Grades 9–12 · 1.2 mi
M
Garfield Middle SchoolC+
Middle · Grades 6–8 · 1.6 mi

District: Garfield City School District

Neighborhood · ZIP 07026These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.120

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.34,150
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15,132 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,598
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,448
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

46 Spencer Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Bergen County
  • Costs less per square foot than 98% of homes in Bergen County
  • Bigger than 71% of homes in Garfield 07026
  • Has a smaller lot than 87% of homes in Bergen County
  • Older than 95% of homes in Bergen County

What homes are worth in Garfield 07026

Each bar is how many homes fall in that price range. The marker is this home.

This home
$318K$944K

This home is worth more than 34% of homes in Garfield 07026.

How it measures up in Garfield 07026

The dot is this home. The mark in the middle is the typical home in Garfield 07026.

Estimated value$569,365
CheaperTypical $627,987Pricier

Pricier than 34% of homes nearby

Price per ft²$259
CheaperTypical $354Pricier

Pricier than 7% of homes nearby

Living area2,200 ft²
SmallerTypical 1,826 ft²Bigger

Bigger than 71% of homes nearby

Lot size2,723 ft²
SmallerTypical 0.11 acBigger

Bigger than 17% of homes nearby

Year built1910
OlderTypical 1924Newer

Newer than 15% of homes nearby

How 46 Spencer Pl ranks against every home in each area.
MeasureThis homeGarfield 07026Bergen County
Estimated valuepricier than$569,36534% of homes17% of homes
Price per ft²pricier than$2597% of homes2% of homes
Living areabigger than2,200 ft²71% of homes66% of homes
Lot sizebigger than2,723 ft²17% of homes13% of homes
Year builtnewer than191015% of homes5% of homes

About 46 Spencer Pl

How much is 46 Spencer Pl, Garfield, NJ worth?

The TopHap Estimate for 46 Spencer Pl, Garfield, NJ is $569,365 as of Sep 24, 2026. The likely range is $530,386 to $608,344. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 46 Spencer Pl, Garfield, NJ last sell?

46 Spencer Pl, Garfield, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 46 Spencer Pl, Garfield, NJ?

46 Spencer Pl, Garfield, NJ has 2,200 square feet of living space and a 0.06-acre lot.

When was 46 Spencer Pl, Garfield, NJ built?

46 Spencer Pl, Garfield, NJ was built in 1910, making it 116 years old. The building has 2 stories.

What schools serve 46 Spencer Pl, Garfield, NJ?

46 Spencer Pl, Garfield, NJ is assigned to James Madison School #10 (elementary), rated A; Garfield High School (high), rated D; Garfield Middle School (middle), rated C+. All sit in Garfield City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 46 Spencer Pl, Garfield, NJ compare to other homes in Garfield 07026?

Among the 5,845 homes in Garfield 07026, it is worth more than 34% of them ($569,365 against a typical $627,987), its price per square foot is higher than 7% of them ($259 against a typical $354), it is bigger than 71% of them (2,200 ft² against a typical 1,826 ft²), its lot is bigger than 17% of them (2,723 ft² against a typical 0.11 ac) and it is newer than 15% of them (1910 against a typical 1924). Measured against all of Bergen County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 46 Spencer Pl, Garfield, NJ?

The 2025 property tax bill for 46 Spencer Pl, Garfield, NJ was $7,880. The county assessed it at $226,500.

More homes on Spencer Pl

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