Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$137,486$100 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4630 RICHWOOD DR

DAYTON, OH 45439
3
Beds
1
Baths
1,374 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$137K
$120K low$155K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.107%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$76,500
HOMEGOLD INC · recorded Aug 13, 1998
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$68,825
WELLS FARGO BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,386 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$46,860 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,820
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$39,040
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$46,860
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$133,890

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMontgomery
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 196 ft²Patio · 152 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
West Carrollton High SchoolB
High · Grades 9–12 · 1.4 mi
E
Walter Shade Early Childhood Center
Elementary · Grades PK–1 · 2.1 mi
M
West Carrollton Middle SchoolD+
Middle · Grades 7–8 · 2.2 mi

District: West Carrollton City School District

Neighborhood · ZIP 45439These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.212
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.9,714
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,460 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,534
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,086
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4630 Richwood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Montgomery County
  • Costs less per square foot than 82% of homes in Dayton 45439
  • Bigger than 77% of homes in Dayton 45439
  • Has a bigger lot than 83% of homes in Dayton 45439

What homes are worth in Dayton 45439

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$306K

This home is worth more than 44% of homes in Dayton 45439.

How it measures up in Dayton 45439

The dot is this home. The mark in the middle is the typical home in Dayton 45439.

Estimated value$137,486
CheaperTypical $144,939Pricier

Pricier than 44% of homes nearby

Price per ft²$100
CheaperTypical $131Pricier

Pricier than 18% of homes nearby

Living area1,374 ft²
SmallerTypical 1,080 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.22 ac
SmallerTypical 0.17 acBigger

Bigger than 83% of homes nearby

Year built1956
OlderTypical 1956Newer

Newer than 57% of homes nearby

How 4630 Richwood Dr ranks against every home in each area.
MeasureThis homeDayton 45439Montgomery County
Estimated valuepricier than$137,48644% of homes30% of homes
Price per ft²pricier than$10018% of homes25% of homes
Living areabigger than1,374 ft²77% of homes47% of homes
Lot sizebigger than0.22 ac83% of homes57% of homes
Year builtnewer than195657% of homes42% of homes

About 4630 Richwood Dr

How much is 4630 Richwood Dr, Dayton, OH worth?

The TopHap Estimate for 4630 Richwood Dr, Dayton, OH is $137,486 as of Jul 14, 2026. The likely range is $119,978 to $154,994. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4630 Richwood Dr, Dayton, OH?

4630 Richwood Dr, Dayton, OH has 3 bedrooms, 1 bathrooms and 1,374 square feet of living space.

When was 4630 Richwood Dr, Dayton, OH built?

4630 Richwood Dr, Dayton, OH was built in 1956, making it 70 years old. It is a ranch home. The building has 1 story.

What schools serve 4630 Richwood Dr, Dayton, OH?

4630 Richwood Dr, Dayton, OH is assigned to West Carrollton High School (high), rated B; Walter Shade Early Childhood Center (elementary); West Carrollton Middle School (middle), rated D+. All sit in West Carrollton City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4630 Richwood Dr, Dayton, OH compare to other homes in Dayton 45439?

Among the 4,684 homes in Dayton 45439, it is worth more than 44% of them ($137,486 against a typical $144,939), its price per square foot is higher than 18% of them ($100 against a typical $131), it is bigger than 77% of them (1,374 ft² against a typical 1,080 ft²), its lot is bigger than 83% of them (0.22 ac against a typical 0.17 ac) and it is newer than 57% of them (1956 against a typical 1956). Measured against all of Montgomery County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4630 Richwood Dr, Dayton, OH?

The 2024 property tax bill for 4630 Richwood Dr, Dayton, OH was $3,386. The county assessed it at $46,860.

Closest homes

More homes in Dayton 45439

Assigned schools

Explore the area

See this home in context

Open 4630 Richwood Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map