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Single Family ResidenceResidential
Last sold for $287,280 on Oct 23, 2023

4632 FM 2874

COMMERCE, TX 75428
0
Baths
1,455 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
17.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$287,280 · Oct 23, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$41 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$152,105 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,305
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$136,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$171,180
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$358,763

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
71
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
59
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHUNT
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 168 ft²Patio · 96 ft²Porch · 298 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Commerce High SchoolD+
High · Grades 9–12 · 1.6 mi
M
Commerce Middle SchoolD
Middle · Grades 6–8 · 3.7 mi
E
Commerce Elementary School
Elementary · Grades PK–2 · 3.9 mi

District: Commerce Independent School District

Neighborhood · ZIP 75428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,573
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.130 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,938
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,259
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4632 Fm 2874 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 95% of homes in Hunt County
  • Newer than 75% of homes in Commerce 75428

How it measures up in Commerce 75428

The dot is this home. The mark in the middle is the typical home in Commerce 75428.

Living area1,455 ft²
SmallerTypical 1,626 ft²Bigger

Bigger than 39% of homes nearby

Lot size17.35 ac
SmallerTypical 0.34 acBigger

Bigger than 91% of homes nearby

Year built1999
OlderTypical 1975Newer

Newer than 75% of homes nearby

How 4632 Fm 2874 ranks against every home in each area.
MeasureThis homeCommerce 75428Hunt County
Living areabigger than1,455 ft²39% of homes36% of homes
Lot sizebigger than17.35 ac91% of homes95% of homes
Year builtnewer than199975% of homes50% of homes

About 4632 Fm 2874

When did 4632 Fm 2874, Commerce, TX last sell?

4632 Fm 2874, Commerce, TX last sold on Oct 23, 2023 for $287,280, according to the county's recorded deed.

When was 4632 Fm 2874, Commerce, TX built?

4632 Fm 2874, Commerce, TX was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 4632 Fm 2874, Commerce, TX?

4632 Fm 2874, Commerce, TX is assigned to Commerce High School (high), rated D+; Commerce Middle School (middle), rated D; Commerce Elementary School (elementary). All sit in Commerce Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4632 Fm 2874, Commerce, TX compare to other homes in Commerce 75428?

Among the 3,203 homes in Commerce 75428, it is bigger than 39% of them (1,455 ft² against a typical 1,626 ft²), its lot is bigger than 91% of them (17.35 ac against a typical 0.34 ac) and it is newer than 75% of them (1999 against a typical 1975). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4632 Fm 2874, Commerce, TX?

The 2025 property tax bill for 4632 Fm 2874, Commerce, TX was $41. The county assessed it at $152,105.

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