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Single Family ResidenceResidential
$274,325$170 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $284,999 on Nov 12, 2024

4635 OSTERO ST

WINTER HAVEN, FL 33884
4
Beds
2
Baths
1,618 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$274K
$251K low$298K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$284,999 · Nov 12, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,218 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$216,736 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$166,736
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$225,612
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$216,736

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Commercial/Industrial
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 112 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pinewood Elementary SchoolC-
Elementary · Grades PK–5 · 3.6 mi
H
Lake Region Senior HighD-
High · Grades 9–12 · 3.9 mi
M
Denison Middle SchoolD-
Middle · Grades 6–8 · 4.9 mi

District: Polk County School District

Neighborhood · ZIP 33884These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.220
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.39,448
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,510 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,984
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,444
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4635 Ostero St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 90% of homes in Polk County
  • Newer than 97% of homes in Polk County

What homes are worth in Winter Haven 33884

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$805K

This home is worth more than 39% of homes in Winter Haven 33884.

How it measures up in Winter Haven 33884

The dot is this home. The mark in the middle is the typical home in Winter Haven 33884.

Estimated value$274,325
CheaperTypical $294,717Pricier

Pricier than 39% of homes nearby

Price per ft²$170
CheaperTypical $166Pricier

Pricier than 56% of homes nearby

Living area1,618 ft²
SmallerTypical 1,760 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.1 ac
SmallerTypical 0.18 acBigger

Bigger than 14% of homes nearby

Year built2024
OlderTypical 2000Newer

Newer than 96% of homes nearby

How 4635 Ostero St ranks against every home in each area.
MeasureThis homeWinter Haven 33884Polk County
Estimated valuepricier than$274,32539% of homes39% of homes
Price per ft²pricier than$17056% of homes43% of homes
Living areabigger than1,618 ft²40% of homes48% of homes
Lot sizebigger than0.1 ac14% of homes10% of homes
Year builtnewer than202496% of homes97% of homes

About 4635 Ostero St

How much is 4635 Ostero St, Winter Haven, FL worth?

The TopHap Estimate for 4635 Ostero St, Winter Haven, FL is $274,325 as of Sep 24, 2026. The likely range is $250,683 to $297,967. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4635 Ostero St, Winter Haven, FL last sell?

4635 Ostero St, Winter Haven, FL last sold on Nov 12, 2024 for $284,999, according to the county's recorded deed.

How big is 4635 Ostero St, Winter Haven, FL?

4635 Ostero St, Winter Haven, FL has 4 bedrooms, 2 bathrooms, 1,618 square feet of living space and a 0.10-acre lot.

When was 4635 Ostero St, Winter Haven, FL built?

4635 Ostero St, Winter Haven, FL was built in 2024, making it 2 years old. The building has 1 story.

What schools serve 4635 Ostero St, Winter Haven, FL?

4635 Ostero St, Winter Haven, FL is assigned to Pinewood Elementary School (elementary), rated C-; Lake Region Senior High (high), rated D-; Denison Middle School (middle), rated D-. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4635 Ostero St, Winter Haven, FL compare to other homes in Winter Haven 33884?

Among the 15,783 homes in Winter Haven 33884, it is worth more than 39% of them ($274,325 against a typical $294,717), its price per square foot is higher than 56% of them ($170 against a typical $166), it is bigger than 40% of them (1,618 ft² against a typical 1,760 ft²), its lot is bigger than 14% of them (0.1 ac against a typical 0.18 ac) and it is newer than 96% of them (2024 against a typical 2000). Measured against all of Polk County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4635 Ostero St, Winter Haven, FL?

The 2025 property tax bill for 4635 Ostero St, Winter Haven, FL was $4,218. The county assessed it at $216,736.

More homes on Ostero St

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