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Single Family ResidenceResidential
$210,701$170 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4639 STATE ROUTE 365

ONEIDA, NY 13421
3
Beds
2 / 1
Baths
1,242 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1946
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$211K
$195K low$226K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$125,301
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$100,241
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$85,400
AMERICU CU · recorded Feb 7, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$986 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$72,900 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$69,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$72,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$154,449

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOneida
Lot (acres)The size of the land the home sits on, from county records.0.24
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 490 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Willard Prior Elementary School
Elementary · Grades PK–1 · 0.8 mi
H
Oneida High SchoolB
High · Grades 9–12 · 1.3 mi
M
Otto Shortell Middle SchoolD
Middle · Grades 6–8 · 3.8 mi

District: Oneida City School District

Neighborhood · ZIP 13421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.12,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,547
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,288
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4639 State Route 365 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 80% of homes in Oneida 13421
  • Smaller than 77% of homes in Oneida 13421
  • Has a smaller lot than 65% of homes in Oneida 13421

What homes are worth in Oneida 13421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$469K

This home is worth more than 58% of homes in Oneida 13421.

How it measures up in Oneida 13421

The dot is this home. The mark in the middle is the typical home in Oneida 13421.

Estimated value$210,701
CheaperTypical $191,031Pricier

Pricier than 58% of homes nearby

Price per ft²$170
CheaperTypical $132Pricier

Pricier than 80% of homes nearby

Living area1,242 ft²
SmallerTypical 1,622 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.24 ac
SmallerTypical 0.34 acBigger

Bigger than 35% of homes nearby

Year built1946
OlderTypical 1930Newer

Newer than 55% of homes nearby

How 4639 State Route 365 ranks against every home in each area.
MeasureThis homeOneida 13421Oneida County
Estimated valuepricier than$210,70158% of homes45% of homes
Price per ft²pricier than$17080% of homes65% of homes
Living areabigger than1,242 ft²23% of homes27% of homes
Lot sizebigger than0.24 ac35% of homes36% of homes
Year builtnewer than194655% of homes43% of homes

About 4639 State Route 365

How much is 4639 State Route 365, Oneida, NY worth?

The TopHap Estimate for 4639 State Route 365, Oneida, NY is $210,701 as of Jul 14, 2026. The likely range is $195,419 to $225,983. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4639 State Route 365, Oneida, NY?

4639 State Route 365, Oneida, NY has 3 bedrooms, 2 bathrooms, 1,242 square feet of living space and a 0.24-acre lot.

When was 4639 State Route 365, Oneida, NY built?

4639 State Route 365, Oneida, NY was built in 1946, making it 80 years old. It is a ranch home. The building has 1 story.

What schools serve 4639 State Route 365, Oneida, NY?

4639 State Route 365, Oneida, NY is assigned to Willard Prior Elementary School (elementary); Oneida High School (high), rated B; Otto Shortell Middle School (middle), rated D. All sit in Oneida City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4639 State Route 365, Oneida, NY compare to other homes in Oneida 13421?

Among the 4,132 homes in Oneida 13421, it is worth more than 58% of them ($210,701 against a typical $191,031), its price per square foot is higher than 80% of them ($170 against a typical $132), it is bigger than 23% of them (1,242 ft² against a typical 1,622 ft²), its lot is bigger than 35% of them (0.24 ac against a typical 0.34 ac) and it is newer than 55% of them (1946 against a typical 1930). Measured against all of Oneida County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4639 State Route 365, Oneida, NY?

The 2024 property tax bill for 4639 State Route 365, Oneida, NY was $986. The county assessed it at $72,900.

Closest homes

More homes in Oneida 13421

Assigned schools

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