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Single Family ResidenceResidential
$79,178$115 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

464 LATHROP TER

SOUTH BELOIT, IL 61080
3
Beds
0
Baths
688 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1943
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$79K
$68K low$91K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,256 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$23,906 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,790
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,116
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,876
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$71,718

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.104 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWINNEBAGO
Lot (acres)The size of the land the home sits on, from county records.0.16
HeatingThe type of heating system in the home.Gas
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clark Elementary School
Elementary · Grades PK–1 · 0.2 mi
M
South Beloit Jr High SchoolC-
Middle · Grades 7–8 · 0.4 mi
H
South Beloit Sr High SchoolC
High · Grades 9–12 · 1.3 mi

District: South Beloit Community Unit School District 320

Neighborhood · ZIP 61080These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.11,220
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.440 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,548
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,166
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

464 Lathrop Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in South Beloit 61080
  • Costs less per square foot than 88% of homes in South Beloit 61080
  • Smaller than 98% of homes in Winnebago County
  • Has a smaller lot than 85% of homes in South Beloit 61080
  • Older than 83% of homes in South Beloit 61080

What homes are worth in South Beloit 61080

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$599K

This home is worth more than 5% of homes in South Beloit 61080.

How it measures up in South Beloit 61080

The dot is this home. The mark in the middle is the typical home in South Beloit 61080.

Estimated value$79,178
CheaperTypical $243,092Pricier

Pricier than 5% of homes nearby

Price per ft²$115
CheaperTypical $188Pricier

Pricier than 12% of homes nearby

Living area688 ft²
SmallerTypical 1,232 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.16 ac
SmallerTypical 0.28 acBigger

Bigger than 15% of homes nearby

Year built1943
OlderTypical 1991Newer

Newer than 17% of homes nearby

How 464 Lathrop Ter ranks against every home in each area.
MeasureThis homeSouth Beloit 61080Winnebago County
Estimated valuepricier than$79,1785% of homes7% of homes
Price per ft²pricier than$11512% of homes39% of homes
Living areabigger than688 ft²9% of homes2% of homes
Lot sizebigger than0.16 ac15% of homes15% of homes
Year builtnewer than194317% of homes21% of homes

About 464 Lathrop Ter

How much is 464 Lathrop Ter, South Beloit, IL worth?

The TopHap Estimate for 464 Lathrop Ter, South Beloit, IL is $79,178 as of Sep 24, 2026. The likely range is $67,528 to $90,828. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 464 Lathrop Ter, South Beloit, IL last sell?

464 Lathrop Ter, South Beloit, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 464 Lathrop Ter, South Beloit, IL?

464 Lathrop Ter, South Beloit, IL has 3 bedrooms, 688 square feet of living space and a 0.16-acre lot.

When was 464 Lathrop Ter, South Beloit, IL built?

464 Lathrop Ter, South Beloit, IL was built in 1943, making it 83 years old. The building has 1 story.

What schools serve 464 Lathrop Ter, South Beloit, IL?

464 Lathrop Ter, South Beloit, IL is assigned to Clark Elementary School (elementary); South Beloit Jr High School (middle), rated C-; South Beloit Sr High School (high), rated C. All sit in South Beloit Community Unit School District 320. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 464 Lathrop Ter, South Beloit, IL compare to other homes in South Beloit 61080?

Among the 3,850 homes in South Beloit 61080, it is worth more than 5% of them ($79,178 against a typical $243,092), its price per square foot is higher than 12% of them ($115 against a typical $188), it is bigger than 9% of them (688 ft² against a typical 1,232 ft²), its lot is bigger than 15% of them (0.16 ac against a typical 0.28 ac) and it is newer than 17% of them (1943 against a typical 1991). Measured against all of Winnebago County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 464 Lathrop Ter, South Beloit, IL?

The 2025 property tax bill for 464 Lathrop Ter, South Beloit, IL was $1,256. The county assessed it at $23,906.

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