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Single Family ResidenceResidential
$283,394$211 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4641 STATE ROUTE 3

RED BUD, IL 62278
3
Beds
2
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$283K
$225K low$342K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.110%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$182,000
COMMERCIAL STATE BANK · recorded Dec 17, 2007
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$147,000
STATE BANK OF WATERLOO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,207 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$93,220 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,410
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$74,810
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$99,781
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$279,660

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONROE
Lot (acres)The size of the land the home sits on, from county records.5.00
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 110 ft²Patio · 1,083 ft²Porch · 120 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Waterloo High SchoolB-
High · Grades 9–12 · 6.3 mi
M
Waterloo Junior High SchoolB+
Middle · Grades 6–8 · 7.7 mi
E
W. J. Zahnow Elementary School
Elementary · Grades PK–1 · 7.9 mi

District: Waterloo Community Unit School District 5

Neighborhood · ZIP 62278These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.180

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,383
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,732
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,030
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4641 State Route 3 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Red Bud 62278
  • Costs more per square foot than 66% of homes in Red Bud 62278
  • Has a bigger lot than 82% of homes in Red Bud 62278
  • Older than 65% of homes in Monroe County

What homes are worth in Red Bud 62278

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$537K

This home is worth more than 66% of homes in Red Bud 62278.

How it measures up in Red Bud 62278

The dot is this home. The mark in the middle is the typical home in Red Bud 62278.

Estimated value$283,394
CheaperTypical $233,751Pricier

Pricier than 66% of homes nearby

Price per ft²$211
CheaperTypical $190Pricier

Pricier than 66% of homes nearby

Living area1,344 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 44% of homes nearby

Lot size5 ac
SmallerTypical 0.44 acBigger

Bigger than 82% of homes nearby

Year built1974
OlderTypical 1978Newer

Newer than 43% of homes nearby

How 4641 State Route 3 ranks against every home in each area.
MeasureThis homeRed Bud 62278Monroe County
Estimated valuepricier than$283,39466% of homes44% of homes
Price per ft²pricier than$21166% of homes52% of homes
Living areabigger than1,344 ft²44% of homes40% of homes
Lot sizebigger than5 ac82% of homes82% of homes
Year builtnewer than197443% of homes35% of homes

About 4641 State Route 3

How much is 4641 State Route 3, Red Bud, IL worth?

The TopHap Estimate for 4641 State Route 3, Red Bud, IL is $283,394 as of Jul 14, 2026. The likely range is $224,976 to $341,812. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4641 State Route 3, Red Bud, IL last sell?

4641 State Route 3, Red Bud, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4641 State Route 3, Red Bud, IL?

4641 State Route 3, Red Bud, IL has 3 bedrooms, 2 bathrooms, 1,344 square feet of living space and a 5.00-acre lot.

When was 4641 State Route 3, Red Bud, IL built?

4641 State Route 3, Red Bud, IL was built in 1974, making it 52 years old. The building has 1 story.

What schools serve 4641 State Route 3, Red Bud, IL?

4641 State Route 3, Red Bud, IL is assigned to Waterloo High School (high), rated B-; Waterloo Junior High School (middle), rated B+; W. J. Zahnow Elementary School (elementary). All sit in Waterloo Community Unit School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4641 State Route 3, Red Bud, IL compare to other homes in Red Bud 62278?

Among the 2,395 homes in Red Bud 62278, it is worth more than 66% of them ($283,394 against a typical $233,751), its price per square foot is higher than 66% of them ($211 against a typical $190), it is bigger than 44% of them (1,344 ft² against a typical 1,408 ft²), its lot is bigger than 82% of them (5 ac against a typical 0.44 ac) and it is newer than 43% of them (1974 against a typical 1978). Measured against all of Monroe County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4641 State Route 3, Red Bud, IL?

The 2024 property tax bill for 4641 State Route 3, Red Bud, IL was $5,207. The county assessed it at $93,220.

Closest homes

More homes in Red Bud 62278

Assigned schools

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