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Single Family ResidenceResidential
$290,320$129 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

4650 CATO RD

EFFINGHAM, SC 29541
3
Beds
2
Baths
2,250 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$290K
$270K low$311K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,031 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$564
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$9,467
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$250,794

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.16
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyFLORENCE
Lot (acres)The size of the land the home sits on, from county records.2.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dewey-Carter Elementary School
Elementary · Grades KG–5 · 2.5 mi
H
South Florence High SchoolD+
High · Grades 9–12 · 3.5 mi
M
Southside Middle SchoolA-
Middle · Grades 6–8 · 3.6 mi

District: Florence School District 1

Neighborhood · ZIP 29541These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.236

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.10,221
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.132 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,864
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,274
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4650 Cato Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Effingham 29541
  • Bigger than 80% of homes in Florence County
  • Has a bigger lot than 89% of homes in Florence County

What homes are worth in Effingham 29541

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$525K

This home is worth more than 82% of homes in Effingham 29541.

How it measures up in Effingham 29541

The dot is this home. The mark in the middle is the typical home in Effingham 29541.

Estimated value$290,320
CheaperTypical $178,763Pricier

Pricier than 82% of homes nearby

Price per ft²$129
CheaperTypical $116Pricier

Pricier than 61% of homes nearby

Living area2,250 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 76% of homes nearby

Lot size2.2 ac
SmallerTypical 1 acBigger

Bigger than 76% of homes nearby

Year built1988
OlderTypical 1992Newer

Newer than 45% of homes nearby

How 4650 Cato Rd ranks against every home in each area.
MeasureThis homeEffingham 29541Florence County
Estimated valuepricier than$290,32082% of homes78% of homes
Price per ft²pricier than$12961% of homes61% of homes
Living areabigger than2,250 ft²76% of homes80% of homes
Lot sizebigger than2.2 ac76% of homes89% of homes
Year builtnewer than198845% of homes54% of homes

About 4650 Cato Rd

How much is 4650 Cato Rd, Effingham, SC worth?

The TopHap Estimate for 4650 Cato Rd, Effingham, SC is $290,320 as of Sep 24, 2026. The likely range is $270,032 to $310,608. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4650 Cato Rd, Effingham, SC last sell?

4650 Cato Rd, Effingham, SC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4650 Cato Rd, Effingham, SC?

4650 Cato Rd, Effingham, SC has 3 bedrooms, 2 bathrooms, 2,250 square feet of living space and a 2.20-acre lot.

When was 4650 Cato Rd, Effingham, SC built?

4650 Cato Rd, Effingham, SC was built in 1988, making it 38 years old. It is a conventional home. The building has 1 story.

What schools serve 4650 Cato Rd, Effingham, SC?

4650 Cato Rd, Effingham, SC is assigned to Dewey-Carter Elementary School (elementary); South Florence High School (high), rated D+; Southside Middle School (middle), rated A-. All sit in Florence School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4650 Cato Rd, Effingham, SC compare to other homes in Effingham 29541?

Among the 2,930 homes in Effingham 29541, it is worth more than 82% of them ($290,320 against a typical $178,763), its price per square foot is higher than 61% of them ($129 against a typical $116), it is bigger than 76% of them (2,250 ft² against a typical 1,620 ft²), its lot is bigger than 76% of them (2.2 ac against a typical 1 ac) and it is newer than 45% of them (1988 against a typical 1992). Measured against all of Florence County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Cato Rd

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Assigned schools

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