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Single Family ResidenceResidential
$1,916,083$908 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

4650 EMERALD ST

CAPITOLA, CA 95010
4
Beds
2
Baths
2,111 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1947
Year BuiltThe year the home was originally built, according to county records.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.9M
$1.7M low$2.1M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,385 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$176,377 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$68,743
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$107,634
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$172,919
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,582,380

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.22
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
23
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySANTA CRUZ
Lot (acres)The size of the land the home sits on, from county records.0.11
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Wall Unit
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
New Brighton Middle SchoolA-
Middle · Grades 6–8 · 0.8 mi
E
Soquel Elementary SchoolB-
Elementary · Grades KG–5 · 0.9 mi
H
Soquel High SchoolA+
High · Grades 9–12 · 1.3 mi

District: Soquel Elementary School District

Neighborhood · ZIP 95010These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.401

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.9,755
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,595 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,833
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,679
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4650 Emerald St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Santa Cruz County
  • Costs more per square foot than 79% of homes in Santa Cruz County
  • Bigger than 88% of homes in Capitola 95010
  • Has a bigger lot than 72% of homes in Capitola 95010
  • Older than 88% of homes in Capitola 95010

What homes are worth in Capitola 95010

Each bar is how many homes fall in that price range. The marker is this home.

This home
$520K$3.1M

This home is worth more than 84% of homes in Capitola 95010.

How it measures up in Capitola 95010

The dot is this home. The mark in the middle is the typical home in Capitola 95010.

Estimated value$1,916,083
CheaperTypical $1,292,140Pricier

Pricier than 84% of homes nearby

Price per ft²$908
CheaperTypical $913Pricier

Pricier than 49% of homes nearby

Living area2,111 ft²
SmallerTypical 1,240 ft²Bigger

Bigger than 88% of homes nearby

Lot size0.11 ac
SmallerTypical 3,006 ft²Bigger

Bigger than 72% of homes nearby

Year built1947
OlderTypical 1973Newer

Newer than 12% of homes nearby

How 4650 Emerald St ranks against every home in each area.
MeasureThis homeCapitola 95010Santa Cruz County
Estimated valuepricier than$1,916,08384% of homes90% of homes
Price per ft²pricier than$90849% of homes79% of homes
Living areabigger than2,111 ft²88% of homes74% of homes
Lot sizebigger than0.11 ac72% of homes29% of homes
Year builtnewer than194712% of homes19% of homes

About 4650 Emerald St

How much is 4650 Emerald St, Capitola, CA worth?

The TopHap Estimate for 4650 Emerald St, Capitola, CA is $1,916,083 as of Sep 24, 2026. The likely range is $1,742,107 to $2,090,059. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4650 Emerald St, Capitola, CA last sell?

4650 Emerald St, Capitola, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4650 Emerald St, Capitola, CA?

4650 Emerald St, Capitola, CA has 4 bedrooms, 2 bathrooms, 2,111 square feet of living space and a 0.11-acre lot.

When was 4650 Emerald St, Capitola, CA built?

4650 Emerald St, Capitola, CA was built in 1947, making it 79 years old.

What schools serve 4650 Emerald St, Capitola, CA?

4650 Emerald St, Capitola, CA is assigned to New Brighton Middle School (middle), rated A-; Soquel Elementary School (elementary), rated B-; Soquel High School (high), rated A+. All sit in Soquel Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4650 Emerald St, Capitola, CA compare to other homes in Capitola 95010?

Among the 3,818 homes in Capitola 95010, it is worth more than 84% of them ($1,916,083 against a typical $1,292,140), its price per square foot is higher than 49% of them ($908 against a typical $913), it is bigger than 88% of them (2,111 ft² against a typical 1,240 ft²), its lot is bigger than 72% of them (0.11 ac against a typical 3,006 ft²) and it is newer than 12% of them (1947 against a typical 1973). Measured against all of Santa Cruz County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4650 Emerald St, Capitola, CA?

The 2025 property tax bill for 4650 Emerald St, Capitola, CA was $3,385. The county assessed it at $176,377.

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