Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$393,543$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

468 CLIFFS RIDGE DR

TOCCOA, GA 30577
3
Beds
4 / 1
Baths
1,800 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.4 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$394K
$349K low$438K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$288,843
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$231,074
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$104,700
PREMIER MORTGAGE · recorded Mar 20, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,611 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$204,394 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,926
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$158,468
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$110,692
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$510,984

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.64 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStephens
Lot (acres)The size of the land the home sits on, from county records.1.40
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 936 ft²Patio · 576 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Stephens County High SchoolB-
High · Grades 9–12 · 6.1 mi
M
Stephens County Middle SchoolC+
Middle · Grades 6–8 · 6.6 mi
E
Liberty Elementary School
Elementary · Grades 1–2 · 6.8 mi

District: Stephens County School District

Neighborhood · ZIP 30577These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,510
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,564
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

468 Cliffs Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Toccoa 30577
  • Costs more per square foot than 89% of homes in Toccoa 30577
  • Bigger than 67% of homes in Toccoa 30577
  • Among the newest homes in Toccoa 30577

What homes are worth in Toccoa 30577

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$826K

This home is worth more than 85% of homes in Toccoa 30577.

How it measures up in Toccoa 30577

The dot is this home. The mark in the middle is the typical home in Toccoa 30577.

Estimated value$393,543
CheaperTypical $214,414Pricier

Pricier than 85% of homes nearby

Price per ft²$219
CheaperTypical $140Pricier

Pricier than 89% of homes nearby

Living area1,800 ft²
SmallerTypical 1,497 ft²Bigger

Bigger than 67% of homes nearby

Lot size1.4 ac
SmallerTypical 0.98 acBigger

Bigger than 63% of homes nearby

Year built2023
OlderTypical 1977Newer

Newer than almost all homes nearby

How 468 Cliffs Ridge Dr ranks against every home in each area.
MeasureThis homeToccoa 30577Stephens County
Estimated valuepricier than$393,54385% of homes83% of homes
Price per ft²pricier than$21989% of homes86% of homes
Living areabigger than1,800 ft²67% of homes67% of homes
Lot sizebigger than1.4 ac63% of homes63% of homes
Year builtnewer than2023almost all homesalmost all homes

About 468 Cliffs Ridge Dr

How much is 468 Cliffs Ridge Dr, Toccoa, GA worth?

The TopHap Estimate for 468 Cliffs Ridge Dr, Toccoa, GA is $393,543 as of Jul 14, 2026. The likely range is $348,809 to $438,277. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 468 Cliffs Ridge Dr, Toccoa, GA last sell?

468 Cliffs Ridge Dr, Toccoa, GA last sold on Sep 21, 2023, according to the county's recorded deed.

How big is 468 Cliffs Ridge Dr, Toccoa, GA?

468 Cliffs Ridge Dr, Toccoa, GA has 3 bedrooms, 4 bathrooms, 1,800 square feet of living space and a 1.40-acre lot.

When was 468 Cliffs Ridge Dr, Toccoa, GA built?

468 Cliffs Ridge Dr, Toccoa, GA was built in 2023, making it 3 years old. The building has 2 stories.

What schools serve 468 Cliffs Ridge Dr, Toccoa, GA?

468 Cliffs Ridge Dr, Toccoa, GA is assigned to Stephens County High School (high), rated B-; Stephens County Middle School (middle), rated C+; Liberty Elementary School (elementary). All sit in Stephens County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 468 Cliffs Ridge Dr, Toccoa, GA compare to other homes in Toccoa 30577?

Among the 8,869 homes in Toccoa 30577, it is worth more than 85% of them ($393,543 against a typical $214,414), its price per square foot is higher than 89% of them ($219 against a typical $140), it is bigger than 67% of them (1,800 ft² against a typical 1,497 ft²), its lot is bigger than 63% of them (1.4 ac against a typical 0.98 ac) and it is newer than almost all of them (2023 against a typical 1977). Measured against all of Stephens County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 468 Cliffs Ridge Dr, Toccoa, GA?

The 2025 property tax bill for 468 Cliffs Ridge Dr, Toccoa, GA was $5,611. The county assessed it at $204,394.

More homes on Cliffs Ridge Dr

Closest homes

More homes in Toccoa 30577

Assigned schools

Explore the area

See this home in context

Open 468 Cliffs Ridge Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map