Single Family ResidenceResidential
$197,720$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
4684 SPRUCE CT
HIGH RIDGE, MO 63049
2
Baths
1,391 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
Pre-foreclosure (NTS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
Auction scheduled for Jun 17, 2026.
Valuation
$198K
$194K low$201K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$87,387
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$69,910
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,333
COLDWELL BANKER HOME LOANS · recorded Aug 4, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
FIRST BANK
Tax & Assessment
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$104,300
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 16 ft²Porch · 24 ft²
Transaction History(2)
Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.Foreclosure Filings(3)
Neighborhood · ZIP 63049These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.135
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.16,100
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.712 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,760
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,179
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%
Ownership
OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No
Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
4684 Spruce Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Worth less than 85% of homes in Murphy
- Costs less per square foot than 95% of homes in High Ridge 63049
- Bigger than 76% of homes in Murphy
- Has a smaller lot than 93% of homes in Murphy
- Newer than 76% of homes in Murphy
What homes are worth in High Ridge 63049
Each bar is how many homes fall in that price range. The marker is this home.
This home
$164K$726K
This home is worth more than 18% of homes in High Ridge 63049.
How it measures up in High Ridge 63049
The dot is this home. The mark in the middle is the typical home in High Ridge 63049.
Estimated value$197,720
CheaperTypical $270,460Pricier
Pricier than 18% of homes nearby
Price per ft²$142
CheaperTypical $217Pricier
Pricier than 5% of homes nearby
Living area1,391 ft²
SmallerTypical 1,200 ft²Bigger
Bigger than 64% of homes nearby
Lot size0.17 ac
SmallerTypical 0.39 acBigger
Bigger than 10% of homes nearby
Year built1988
OlderTypical 1986Newer
Newer than 55% of homes nearby
| Measure | This home | Murphy | High Ridge 63049 | Jefferson County |
|---|---|---|---|---|
| Estimated valuepricier than | $197,720 | 15% of homes | 18% of homes | 17% of homes |
| Price per ft²pricier than | $142 | 7% of homes | 5% of homes | 7% of homes |
| Living areabigger than | 1,391 ft² | 76% of homes | 64% of homes | 62% of homes |
| Lot sizebigger than | 0.17 ac | 7% of homes | 10% of homes | 10% of homes |
| Year builtnewer than | 1988 | 76% of homes | 55% of homes | 53% of homes |
About 4684 Spruce Ct
How much is 4684 Spruce Ct, High Ridge, MO worth?
The TopHap Estimate for 4684 Spruce Ct, High Ridge, MO is $197,720 as of Jul 14, 2026. The likely range is $194,057 to $201,383. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.
When did 4684 Spruce Ct, High Ridge, MO last sell?
4684 Spruce Ct, High Ridge, MO last sold on Aug 4, 2010, according to the county's recorded deed.
How big is 4684 Spruce Ct, High Ridge, MO?
4684 Spruce Ct, High Ridge, MO has 2 bathrooms and 1,391 square feet of living space.
When was 4684 Spruce Ct, High Ridge, MO built?
4684 Spruce Ct, High Ridge, MO was built in 1988, making it 38 years old. The building has 1 story.
How does 4684 Spruce Ct, High Ridge, MO compare to other homes in High Ridge 63049?
Among the 5,964 homes in High Ridge 63049, it is worth more than 18% of them ($197,720 against a typical $270,460), its price per square foot is higher than 5% of them ($142 against a typical $217), it is bigger than 64% of them (1,391 ft² against a typical 1,200 ft²), its lot is bigger than 10% of them (0.17 ac against a typical 0.39 ac) and it is newer than 55% of them (1988 against a typical 1986). Measured against all of Jefferson County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.
Closest homes
- 4680 Spruce Ct$201K69 ft · 2 ba · 1,324 ft² · Sold Jul 2012
- 4677 Brennan Woods Dr$181K74 ft · 2 ba · 1,442 ft² · Sold $84K · Nov 2005
- 4681 Brennan Woods Dr$212K103 ft · 2 ba · 960 ft² · Sold Jan 1991
- 4688 Spruce Ct$209K89 ft · 2 ba · 1,188 ft² · Sold Jul 2024
- 4673 Brennan Woods Dr$200K107 ft · 2 ba · 1,324 ft² · Sold Feb 1988
- 4685 Brennan Woods Dr$190K156 ft · 2 ba · 988 ft² · Sold Oct 2025
- 4685 Spruce Ct$178K148 ft · 2 ba · 1,232 ft² · Sold Sep 2024
- 4692 Spruce Ct$178K155 ft · 2 ba · 1,344 ft² · Sold Jul 2013
More homes in High Ridge 63049
- 5365 Schumacher Rd$182K1 ba · 768 ft² · Sold $145K · Aug 2026
- 1836 Center Dr$219K1 ba · 960 ft² · Sold $187K · Aug 2026
- 151 Brandy Mill Cir$165K1,028 ft² · Sold $121K · Aug 2026
- 2944 Raw Wind Dr$240K1 ba · 1,330 ft² · Sold Aug 2026
- 2253 Fairway$370K2 ba · 1,349 ft² · Sold $280K · Aug 2026
- 3216 Sunrise Dr$218K1.5 ba · 1,251 ft² · Sold $163K · Aug 2026
- 2520 Williams Creek Rd$239K1 ba · 1,586 ft² · Sold $192K · Aug 2026
- 6537 State Road Pp$229K1 ba · 960 ft² · Sold $117K · Aug 2026
- 4105 Amy Ct$271K2.5 ba · 1,560 ft² · Sold $152K · Aug 2026
- 6230 Antire Rd$270K1 ba · 1,392 ft² · Sold $185K · Aug 2026
- 104 Brandy Mill Cir$190K2 ba · 1,028 ft² · Sold Aug 2026
- 2265 Fairway$340K2 ba · 1,543 ft² · Sold $236K · Jul 2026
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