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Single Family ResidenceResidential
$440,513$206 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

4686 LAKE ST

VERGENNES, VT 05491
4
Beds
2.5
Baths
2,142 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1800
Year BuiltThe year the home was originally built, according to county records.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$441K
$376K low$505K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,254 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$330,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$68,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$262,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$330,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyADDISON
Lot (acres)The size of the land the home sits on, from county records.5.01
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Steam
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Vergennes Union Elementary SchoolB
Elementary · Grades PK–6 · 9.6 mi
M
Vergennes Union High SchoolA-
Middle · Grades 7–12 · 9.9 mi

District: Addison Northwest Unified School District

Neighborhood · ZIP 05491These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.5,533
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.62 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,146
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,984
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4686 Lake St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 83% of homes in Vergennes 05491
  • Bigger than 78% of homes in Vergennes 05491
  • Older than 98% of homes in Vergennes 05491

What homes are worth in Vergennes 05491

Each bar is how many homes fall in that price range. The marker is this home.

This home
$211K$1.5M

This home is worth more than 53% of homes in Vergennes 05491.

How it measures up in Vergennes 05491

The dot is this home. The mark in the middle is the typical home in Vergennes 05491.

Estimated value$440,513
CheaperTypical $427,797Pricier

Pricier than 53% of homes nearby

Price per ft²$206
CheaperTypical $276Pricier

Pricier than 17% of homes nearby

Living area2,142 ft²
SmallerTypical 1,529 ft²Bigger

Bigger than 78% of homes nearby

Lot size5.01 ac
SmallerTypical 1.53 acBigger

Bigger than 63% of homes nearby

Year built1800
OlderTypical 1975Newer

Newer than 2% of homes nearby

How 4686 Lake St ranks against every home in each area.
MeasureThis homeVergennes 05491Addison County
Estimated valuepricier than$440,51353% of homes56% of homes
Price per ft²pricier than$20617% of homes25% of homes
Living areabigger than2,142 ft²78% of homes77% of homes
Lot sizebigger than5.01 ac63% of homes59% of homes
Year builtnewer than18002% of homes2% of homes

About 4686 Lake St

How much is 4686 Lake St, Vergennes, VT worth?

The TopHap Estimate for 4686 Lake St, Vergennes, VT is $440,513 as of Aug 30, 2026. The likely range is $376,040 to $504,986. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4686 Lake St, Vergennes, VT last sell?

4686 Lake St, Vergennes, VT last sold on Jun 26, 2017, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 4686 Lake St, Vergennes, VT?

4686 Lake St, Vergennes, VT has 4 bedrooms, 2.5 bathrooms, 2,142 square feet of living space and a 5.01-acre lot.

When was 4686 Lake St, Vergennes, VT built?

4686 Lake St, Vergennes, VT was built in 1800, making it 226 years old. It is a colonial home.

What schools serve 4686 Lake St, Vergennes, VT?

4686 Lake St, Vergennes, VT is assigned to Vergennes Union Elementary School (elementary), rated B; Vergennes Union High School (middle), rated A-. All sit in Addison Northwest Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4686 Lake St, Vergennes, VT compare to other homes in Vergennes 05491?

Among the 2,470 homes in Vergennes 05491, it is worth more than 53% of them ($440,513 against a typical $427,797), its price per square foot is higher than 17% of them ($206 against a typical $276), it is bigger than 78% of them (2,142 ft² against a typical 1,529 ft²), its lot is bigger than 63% of them (5.01 ac against a typical 1.53 ac) and it is newer than 2% of them (1800 against a typical 1975). Measured against all of Addison County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4686 Lake St, Vergennes, VT?

The 2025 property tax bill for 4686 Lake St, Vergennes, VT was $6,254. The county assessed it at $330,600.

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